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Business Line of Credit

Business Line of Credit

Our largest line of credit for maximum flexibility.

With a Business Line of Credit, worries about fluctuating cash flow can be a thing of the past. It’s our largest line of credit, giving you the ability to access funds on an as-needed basis up to your credit limit. And when you pay down the balance, you’ll replenish your available credit.

A secured line of credit for larger needs.

A Business Line of Credit is a revolving line of credit that can be secured with a variety of collateral options, including real estate. Use it to purchase equipment and materials or to finance inventory and account receivables.

Lines of credit up to $2 million.

  • Our largest operating line of credit, with line sizes from $100,000 to $2 million
  • Secured by receivables or inventory
  • Lower interest rates and higher credit limits because it’s a secured line
  • Interest-only payments on credit over $100,000
  • A revolving line of credit; when you make a payment, you replenish the credit available to your business
  • Overdraft protection option for your U.S. Bank business checking account
  • SBA financing options available


To qualify for a Business Line of Credit, you need to have been in business for more than two years.

Equal Housing Lender Equal Housing Lender

Subject to credit approval and program guidelines.
Financing maximums and terms are determined by borrower qualifications and use of funds. U.S. Bank and its representatives do not provide tax advice. Consult an advisor regarding a particular financial situation. For any deferred or promotional payment period, interest accrues and is amortized over the remainder of the term and outstanding balance. Deposit products offered by U.S. Bank National Association. Member FDIC.


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