Skip Navigation: Internet Banking Login

Your browser's version is not compatible. Please upgrade your browser.
Cancel Icon

Compare Business Checking Accounts

Compare Business Checking Accounts

Whether you’re focused on managing your cash-flow cycle, handling customer payments or minimizing fees, U.S. Bank has a business checking account and options that are right for you.

Ready to Get Started?

Let’s Connect
Call Us
800-673-3555
 Business Package Checking1

Enjoy added benefits by opening a U.S. Bank Business Package checking account.

Specialized Business Checking1
 

Platinum Business Package

Gold Business Package

Silver Business Package

Premium Business Checking

 

Extra rewards and benefits for businesses with higher balances.

Flexibility and value for businesses with moderate transaction levels.

Simplicity, value and convenience for newer or smaller businesses.

An analyzed account that puts higher balances to work for you.

 
Everyday Benefits

Free combined transactions2 per month

500

300

150

Analyzed Account

Cost per excess transaction

$0.40

$0.45

$0.50

N/A

Free Cash Deposit Units per month3

200

100

25

Analyzed Account

Interest bearing option available4 
View Rates
 
View Rates
Online Banking, Mobile Banking5 & Bill Pay
More no-fee ATM transactions6
Discount on first check order7

50% up to $100

50% up to $100

50% up to $50

 
Mobile Check DepositNo fee for first 20 deposits accepted per statement period; $0.50 fee per accepted deposit thereafterNo fee for first 20 deposits accepted per statement period; $0.50 fee per accepted deposit thereafterNo fee for first 20 deposits accepted per statement period; $0.50 fee per accepted deposit thereafterNo fee for first 20 deposits accepted per statement period; $0.50 fee per accepted deposit thereafter
Front & back check images on bank statement per month$8$8 $8 Varies by Market
Other Benefits
Card Payment Processing8

Discounted Mobile Card Reader for $49 or a terminal for $399 when you sign up for our Clear & Simple pricing program through U.S. Bank Payment Solutions. (in-branch offer only)

Discounted Mobile Card Reader for $49 or a terminal for $399 when you sign up for our Clear & Simple pricing program through U.S. Bank Payment Solutions. (in-branch offer only)

Discounted Mobile Card Reader for $49 or a terminal for $399 when you sign up for our Clear & Simple pricing program through U.S. Bank Payment Solutions. (in-branch offer only)

ADP Payroll Services
Save time managing your business with ADP Payroll Services

Save time managing your business with ADP Payroll Services

Save time managing your business with ADP Payroll Services

Save time managing your business with ADP Payroll Services
Platinum Business Money Market9

Introductory 3-month bonus interest rates & no minimum balance requirement

Introductory 3-month bonus interest rate

Introductory 3-month bonus interest rate

Personal Package Checking10

Waived monthly maintenance fee on Platinum

Waived monthly maintenance fee on Gold

50% discount on Gold monthly maintenance fee

Small Business Visa® Credit Cards11

Spend $2,500 in first four billing cycles and earn a $75 cash bonus on the Business EdgeTM Cash Rewards card or a 5,000 FlexPoints bonus on your FlexPerks® Business EdgeTM Travel Rewards card

Spend $2,500 in first four billing cycles and earn a $50 cash bonus on the Business EdgeTM Cash Rewards card or a 3,500 FlexPoints bonus on your FlexPerks® Business EdgeTM Travel Rewards card

Business Reserve Line Overdraft Protection

No annual fee

No annual fee

No annual fee

Remote Check Deposit12
Check Fraud Prevention
Fees and Fee Waiver Options
Monthly Maintenance Fee$25$20$0(Varies)
Options to Waive the Monthly Maintenance Fee

$25,000 average collected checking balance

---- or ----

$75,000 combined average collected business deposits13 and outstanding business credit14 balances.

U.S. Bank Payment Solutions Merchant Account

---- or ----

$10,000 average collected checking balance or $25,000 average collected checking balance on interest bearing option

---- or ----

$20,000 in combined average collected deposit balances13 or $50,000 in combined average collected deposit balance on interest bearing option13

---- or ----

$50,000 combined average collected business deposits and outstanding business credit balances14 OR $75,000 in combined business deposit and outstanding business credit balances on interest bearing option14

 

Analyzed account; maintenance and transaction fees can be offset by an earnings credit based on account balance

 Equal Housing Lender

  1. See the U.S. Bank Your Deposit Account Agreement booklet and Business Pricing Information brochure for additional disclosures applicable to deposit accounts. Terms may change without notice. For the most current information about packages and benefits call your banker. Rewards and/or discounts apply as long as the Package checking account is open. Deposit products offered by U.S. Bank National Association. Member FDIC.

    Back To Text

  2. A transaction includes deposits and other credits, checks paid and other debits, ACH and deposited items, and signature and PIN-based purchases made with a U.S. Bank Business EdgeTM Debit Card. The U.S. Bank Business EdgeTM Debit Card is issued by U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc.

    Back To Text

  3. Deposit units are calculated by dividing the dollar amount of each cash deposit transaction by 100 and rounding the resulting value to the nearest whole number.

    Back To Text

  4. Interest rates subject to change without notice.

    Back To Text

  5. The U.S. Bank Mobile app is free to download. Your mobile carrier may charge access fees depending upon your individual plan. Web access is needed to use the Mobile app. Check with your carrier for specific fees and charges. Some mobile features may require additional online setup. Any fees for optional transactions will be identified during registration for these services and during their use.

    Back To Text

  6. Non-U.S. Bank ATM owners will apply a surcharge fee unless they participate in the MoneyPass® Network. To find MoneyPass ATM locations, please visit www.moneypass.com.

    Back To Text

  7. Discount applies to business products offered by Deluxe Corporation.

    Back To Text

  8. Offer only available to new customers who sign up for a qualifying Clear & Simple Pricing Plan. Application must be submitted in-branch by your banker and is subject to approval. Limit one offer per customer. Other restrictions may apply. Talk with your banker for complete details.

    Back To Text

  9. The introductory bonus will be applied to a new Platinum Business Money Market account when a customer also participates  in one of the Business Banking Packages (Silver, Gold, Gold with Interest, or Platinum). The bonus interest rate and APY  will be added to the standard variable interest rate and APY in effect at that time. At the end of the bonus period, the bonus will be removed and the standard variable interest rate and APY will apply. The bonus interest rate and APY cannot be applied more than once per customer. For Platinum Business Money Market accounts with $1 million or greater in balances, the bonus APY does not apply. Offer is valid for new U.S. Bank Platinum Business accounts only, not subject  to other business savings accounts, or savings account transfers into the U.S. Bank Platinum Business Money Market account. Rates and bonus periods are variable and subject to change, please see a banker for details.

    Back To Text

  10. Discount applies only to monthly maintenance fees; all other fees apply.

    Back To Text

  11. Subject to credit approval. See your cardmember agreement for more details. The creditor and issuer of these cards is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc.

    Back To Text

  12. Eligibility requirements and restrictions apply. A fee may apply. Please refer to the Online and Mobile Financial Services Agreement and Fee Guide for more information.

    Back To Text

  13. Business deposit balances only. Balances will be verified 2 days prior to the last day of your statement cycle.

    Back To Text

  14. Business credit outstanding balances only. Balances will be verified 2 days prior to the last day of your statement cycle.

    Back To Text

Deposit products offered by U.S. Bank National Association. Member FDIC.

 

The issuer of the U.S. Bank Business EdgeTM Debit Card is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc.

Unsupported Browser

Unsupported Browser

We've detected that you are currently accessing this site using an older version of Internet Explorer. We have not designed this site to support older versions of Internet Explorer. Therefore, you may encounter issues with how the site is displayed and how you can navigate through the site when using this older browser. We highly recommend you upgrade your current browser or download a new version of a different browser.

Upgrade Internet Explorer

Alternatively, you may want to download a new version of a different browser: