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Business Edge Checking

Business Edge Checking

Flexibility you need to manage your business with ease.

If your business has significant transaction activity and maintains higher deposit balances, Business Edge Checking can help you manage your cash flow and your bottom line.

Every Business Edge Checking account comes with:

  • 300 free transactions per statement cycle1
  • Free Internet Banking with Bill Pay
  • Access to more than 5,000 U.S. Bank ATM locations
  • Online statements with check images
  • 24/7 telephone support

All U.S. Bank business packages and accounts provide access to the following:

  • Online Banking for Business – Manage your business finances and pay bills 24/7, when and where it’s convenient for you.
  • Remote Check Deposit – Choose from entry-level solutions that allow you to use your own scanner to high-end systems for businesses that receive a large volume of checks.
  • Check Fraud Prevention – With U.S. Bank’s Positive Pay, you can take preventive measures against check fraud, helping decrease the risk to your business.
  • Card Payment Processing – Improve cash flow, minimize collections risk and better serve your customers while meeting stringent security standards to protect cardholder data.
  • Business Reserve Line – A $1,500 to $10,000 unsecured line of credit for overdraft protection (subject to credit approval).
  • Business Visa® Check Card – A convenient way to get cash from ATMs and many retail establishments. You can also use your check card instead of cash or checks for everyday purchases.

Monthly Fee

  • $15 per month maintenance fee if balance falls below minimum requirements

Options to Avoid the Monthly Fee

  • $10,000 average collected checking balance, OR
  • $20,000 combined average collected deposit balances, OR
  • $50,000 combined average collected deposit balances and outstanding credit balances

Item Fees

  • $0.40 for each transaction above 300 (per statement cycle)

With these documents, you can open an account today.

To open a U.S. Bank Business Package or account, just bring the following documents to any U.S. Bank branch office.

Find a Branch Near You
Employer Identification Number (EIN) or tax ID number
 

Your business’s Employer Identification Number (EIN) or tax ID number (Sole proprietors can use owner’s Social Security number)

Document showing when organization was formed
 

Articles of Incorporation, Articles of Organization, charter, or a similar legal document that shows when your company was formed (not required for sole proprietors)

Government-issued photo ID
 

A government-issued photo ID and Social Security numbers for you and anyone else authorized to sign checks or make transactions on behalf of your organization

We’ll also need the following legal documentation specific to the legal structure of your business.

  • Sole Proprietorship – Assumed Name Certificate (Doing Business As)
  • Partnerships (all types) – A partnership agreement listing the name of the partnership and the general partners
  • Limited Liability Corporation (LLC) – Articles of Organization listing the names of members and managers
  • Corporation – Articles of Incorporation
  • Nonprofit Organization – A charter or other governing documents listing each member-elected officer

Making the switch to U.S. Bank is easier than you think.

Just follow the step-by-step instructions on our Make the Switch to U.S. Bank page.

  1. Transactions are $0.40 each once free transactions are surpassed. A Transaction includes deposits and other credits, checks paid and other debits, ACH and deposited items, and signature and PIN-based purchases made with a U.S. Bank Business Visa® Check Card.

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Deposit products offered by U.S. Bank National Association. Member FDIC.

 

The issuer of the U.S. Bank Visa Check Card is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc.

Ready to Get Started?

Call Us
800-673-3555

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