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Remote Check Deposit Solutions

Remote Check Deposi

Save time and improve your cash flow.

If your business receives check payments, our remote check deposit solutions are designed to streamline your deposit process and improve your cash flow. Options range from low-volume solutions that allow you to use your own mobile device or scanner to high-end systems for businesses that process a large volume of checks or want an all-in-one solution for accepting checks and credit cards.

 

Low Volume Solution

Moderate Volume Solution

High Volume Solution

Check and Card Solution

 
 
Ideal for…

Sole proprietors and small businesses that have a low volume of checks

Sole proprietors and small businesses that make frequent deposits or often receive high-dollar checks

Businesses that process a high volume of checks or have more complex deposit needs

Retailers and others who want to accept checks and cards with a single device and/or mitigate payment risk

 
Key Benefits

Make mobile deposits with your iPhone®, iPad® or Android® smartphone’s camera and the U.S. Bank Mobile app

Deposit checks from home or office using your own scanner or all-in-one printer through Online Banking

Deposit checks from office using a dedicated scanner

Scan checks for electronic deposit as payments are received

Access deposits online through our powerful online banking platform for small businesses

Deposit checks from one or many locations using a dedicated scanner

Scan and process coupons and other non-monetary remittance items along with checks

Access deposits online through our powerful online banking platform for corporate and commercial businesses

Process bank-card purchases, including credit cards, debit cards, gift cards and EBT cards, using the same device

Minimize check fraud and collections problems with options like check verification, payment guarantee or collections services

Choose from optional services like point-of-purchase conversion, accounts-receivable conversion and multi-lane retail

Mobile Deposits  
Daily Deposit Cutoff Time16 p.m. CT10 p.m. CT10 p.m. CT9 p.m. CT
Daily Deposit Limit2Up to $15,000 per day($30,000 over 5 days)No limitNo limitNo limit

Check Service Options

U.S. Bank offers value-added services to safeguard your small business from check fraud and handle mailed-in check payments more efficiently.

 

Customer Check Risk Management

U.S. Bank enables you to instantly convert customer checks into electronic transactions, giving you affordable options to reduce check fraud.

Learn more »

Check Payment Processing Center

Lockbox services from U.S. Bank expedite the handling of mailed-in remittances for fast funding and less time lost in mail float, processing and delivery.

Learn more »

  1. A deposit made after our daily cutoff time on a business day, or on a day we are not open for all forms of business, will be considered deposited on the next full business day.

  2. These deposit limits vary by customer type, tenure and account type. Your individual deposit limits appear next to your eligible accounts on the Select an Account screen in DepositPoint. Deposits made using Remote Check Deposit Solutions are subject to U.S. Bank's "Your Deposit Account Agreement" and may not be available for immediate withdrawal. If your full deposit is not available on the same business day, generally the first $200 of the deposit will be made available unless we determine a longer delay should apply.

Eligibility requirements and fees may apply. Deposit products offered by U.S. Bank National Association. Member FDIC.

Get Started Today

Call Us
800-872-2657

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