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Step Up CD Accounts

A Rising Rate Certificate of Deposit

Step up your savings today with a rising rate CD (Certificate of Deposit) that automatically increases its interest rate at specified intervals: the U.S. Bank Step Up CD. During the 28-month initial term, its interest rate increases at 7, 14 and 21 months. It’s savings with a constant up side!

  • Offers competitive interest rates

  • Diversifies overall risk in your portfolio

  • Provides the security of FDIC insurance1

  • Requires a minimum deposit of $1,000 to open

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  1. FDIC insured to the maximum allowed by law.

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Deposit products offered by U.S. Bank National Association. Member FDIC.


Interest rates are set at the time the CD is opened and cannot change. Blended Annual Percentage Yield (APY) assumes principal and interest remain on deposit for the term of the certificate. Interest is compounded daily. All interest payments for the APY will be credited at the end of the term or annually, whichever occurs first. Penalty will be imposed for early withdrawal. Advertised rate and APY are offered at the bank’s discretion and may change daily. Fees could reduce earning on the account. $1,000 minimum opening deposit up to a maximum of $249,999.99. Rates apply to the initial term only. The CD is automatically renewed into a Standard CD closest to without exceeding the non-standard term at maturity. Online application is not valid for single maturity CDs, business or retirement CDs, brokerage deposits, institutional investors, public funds or in conjunction with other promotional offers.

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