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Package Money Market Savings Account

Available only with our Silver Checking, Gold Checking and Platinum Checking accounts, our Package Money Market Savings account provides exclusive interest rates and more.
And if you open a new Silver Checking Package and link it with your Package Money Market Savings account, you’ll be able to sign up for our U.S. Bank START Smart Savings Program™, with a special reward when you meet your savings goal.1

U.S. Bank Package Money Market Savings Account

  • Minimum opening deposit: $25
  • Monthly maintenance fee: $0
  • Earns interest - view rates

Package Money Market Savings Account Features

With over 3,000 branches and 5,300 ATMs across the country, we make banking easier and more convenient than ever! Apply now  for our Package Money Market Savings account. Valuable features include:

  • Online & Mobile Banking – Secure access to your account makes it easy to stay in control of your finances, wherever you are.
  • Online Statements – Free. Efficient. Secure. Online Statements get the important information to you in a quick and secure way. You don't have to wait for U.S. Mail and you don't have to worry about the statement getting lost or stolen. Best of all, Online Statements are free.
  • Overdraft Protection – Your savings account can be used as Overdraft Protection for a U.S. Bank Checking account.4
  • Free U.S. Bank ATM transactions – Enjoy unlimited transactions at thousands of U.S. Bank ATMs and neighborhood branch locations.
  • Account alerts – Receive email or text message reminders about important activity that you request.

Not an Online Banking customer yet? Enroll today!

Apply for a Package Money Market Savings Account

Apply online for a Package Money Market Savings Account.3 It’s secure and takes less than ten minutes to complete your application and get a decision.

Getting Started
To apply online, you’ll need:2

  • Your Social Security Number
  • Your driver's license, State ID or Military ID
  • To be at least 18 years old and a legal U.S. resident

Apply Today

  • Enter your personal information
  • Provide details about your account(s)
  • Verify your application data

Submit—and you’re all set.

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Enter Zip Code
How to Apply
866-252-9695

 

  1. U.S. Bank START Smart Savings Program – Enrollment is required within 90 days of account opening. You must be a new customer with a new personal Silver Checking Package and a new or existing Package Money Market Savings account. Additionally, at least one owner name on the Silver Checking Package must also be on the Package Money Market Savings account. A qualifying transfer from your Silver Checking Package to your Package Money Market Savings account must be scheduled during enrollment. To be paid the goal reward and/or bonus, both the associated Silver Checking Package and Package Money Market Savings account must remain open through the program end date, which is 12 months after the enrollment date. A minimum opening deposit of $25 per account is required and all regular account-opening procedures apply. Program is subject to change. See the START Smart Savings Program Agreement for detailed information. For additional information regarding the U.S. Bank Silver Checking Package and Package Money Market Savings accounts, the terms governing your accounts and the use of a U.S. Bank Visa debit card, consult the Your Deposit Account Agreement and the Consumer Pricing Information brochures.

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  2. Please visit a branch if you do not meet the qualifications.

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  3. A U.S. Bank Package Money Market Savings account requires you to maintain an open
    U.S. Bank Silver, Gold or Platinum Package Checking account with at least one common accountholder on each account. The Package Money Market Savings account will be converted to a U.S. Bank Standard Savings account if the Silver, Gold or Platinum Package Checking account is closed or transferred to a different non-qualifying product.

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  4. Federal Regulation D limits certain types of withdrawals and transfers made from a savings or money market account to a combined total of six per account cycle. This includes withdrawals made by check or draft to third parties; debit or ATM card point-of-sale (POS) purchases; and pre-authorized withdrawals such as automatic transfers for overdraft protection and transfers made by telephone, online banking, mobile banking, bill pay, wire and facsimile. Withdrawals and/or transfers exceeding the six per account cycle allowance will result in a $15 excessive withdrawal fee per transaction. If limitations are continuously exceeded, it may result in conversion to an Easy Checking account. Withdrawals and transfers made in person at a U.S. Bank branch or at an ATM are not included in the limit of six per account cycle.

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Deposit products offered by U.S. Bank National Association. Member FDIC.

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How to Apply
Online
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866-252-9695

Reward Yourself for Saving

Check out the U.S. Bank START Smart Savings Program™ – a unique program for new checking customers that helps you reach your savings goal and rewards you when you get there. (Requires a Package Money Market Savings account.)1

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