This guide includes information and tools to help you take action and manage your retirement goals.
There are a variety of ways to make charitable gifts. Here are some answers to questions about charitable gifting options and strategies you may want to consider.
The need to protect your earning power during the working years should not be overlooked. The topic explains risks, the potential value of coverage and how it can work and why other forms of coverage such as Social Security Disability Insurance or employer group insurance may come up short.
Regardless of the value of your estate, it’s important to establish a plan for how your assets are distributed at your death.
Learn about effective ways to reduce the size of your estate and its potential tax exposure.
Individual Retirement Accounts (IRAs) are a tax-advantaged way to help build savings for retirement. Answers to some common questions about IRAs and a side-by-side comparison of traditional and Roth IRAs.
An understanding of considerations and strategies by Age can be critical to retirement planning. These can range from the ability to make “catch-up” contributions into IRAs and workplace retirement plans, begin claiming Social Security and Medicare at the appropriate time, and start receiving required minimum distributions from some savings plans.
Americans are living longer than ever before. Understand the potential impact long-term care may have on your plans for retirement and the important benefits that long term care insurance may provide you.
A federal health insurance program. Answers to many common questions about Medicare and Medicare Advantage including a breakdown of current costs for Medicare Part B and Part D (prescription drug) coverage.
If you own company stock within an employee-sponsored plan, you have flexibility to use a provision of the tax law referred to as Net Unrealized Appreciation (NUA). This provision may provide a potential tax-saving opportunity for you. Learn more about the factors to consider in determining whether an NUA strategy is right for you.
Savings accumulated in a traditional IRA and other qualified retirement accounts must eventually be distributed to you starting at age 70 ½. Understand and follow the rules for withdrawing your savings.
Stock options and other stock-related compensation (such as Employee Stock Purchase Plans or Restricted Stock) are increasingly used in today’s workplace to reward key employees. Here are answers to questions you may have about stock compensation received through your employer.
Not all retirement income sources are taxed the same way. Here are answers to questions you may have about taxes in retirement, plus strategies that could minimize your tax liability.
Learn about a tax-advantaged savings plan designed to help families save money for future college expenses.
The Free Application for Federal Student Aid (FAFSA) helps determine whether a student qualifies for federal and state grants and loans. It is one of the main factors used by colleges to determine how much the college will contribute to the total aid package. Learn why every family should complete the FAFSA.
A special report providing insights and guidance to planning and paying for higher education.
Families with a plan fund about 30% more for college than families without a plan. Learn more about saving strategies and various college saving vehicles.
Use these student and parent checklists to help prepare for college. Early academic and financial preparation is essential for college-bound students and their families.
The end of a marriage can be one of life’s most challenging times, emotionally and financially. Here is a discussion of some of the most important financial matters that we believe you should consider during divorce process.
A discussion of the varied financial matters you may need to deal with as you face the loss of a spouse.
Getting married can have financial advantages and challenges. Here are answers to some of the questions you may have about becoming financially prepared for marriage.
Buying a home is a big commitment. Here are considerations that may help you navigate the many decisions surrounding the purchase of a home.
Business owners should consider the estate tax consequences of any business transfer strategies. Here are answers to important questions about gift and estate strategies that owners of a family business should consider.
A specialized report on the impact of health care expenses in retirement, including key considerations to keep in mind as you plan for retirement.
Given the many challenges retirees face, including unpredictable markets, changing tax laws and longer life expectances, funding a reliable income stream in retirement is substantially more challenging today. This report outlines a comprehensive process for creating a plan that may provide reliable income in retirement.
Modern families (blended, multigenerational, same-sex, single, immigrant, etc.) make up 70 percent of the U.S. population. This report explores financial challenges specific to different family structures and provides guidance on how to prepare for a more secure financial future.
The Planning Checklist for Families is a guide to help you organize important personal records and documents. If a challenging or unexpected event happens in your life, it's important for families and decision makers to have adequate information to manage your affairs.
Insights and guidance about the changing landscape that affects retirement planning across the wealth management spectrum.
A specialized report designed to provide insights, guidance and resources to help women be better prepared for retirement.
Use this worksheet to create a budget. Manage your money by documenting your income and expenses to help reach your financial goals.
Estimate current monthly expenses as a starting point for your retirement needs.
Work with U.S. Bank
Bankers can help you create a plan to save for retirement. Find a Branch
U.S. Bancorp Investments Financial Consultants can help. Call 800-871-6250 or have us contact you
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