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Mortgage Refinance Options

If your mortgage is with another lender and you’re thinking about refinancing, give us a call. Our Regular Refinance and Cash-Out Refinance programs offer competitive interest rates and flexible loan terms.

Streamline Refinance

  • Conventional Loan (HARP)
    (Freddie Mac/Fannie Mae)
    Non-Servicer Guidelines/Restrictions apply
  • Veterans Administration (VA IRRL)
    (Interest Rate Reduction Refinance)
    Non-Servicer Guidelines/Restrictions apply

Regular Refinance

  • Conventional refinances
  • FHA refinances
  • VA refinances

Cash-Out Refinance

  • Conventional cash-out
  • Government (FHA/VA) cash-out refinances

For help determining the type of mortgage refinancing option that’s best for you, please contact a U.S. Bank Loan Officer, or to begin the Mortgage process, click on “Get Started” on the right side of this page.


More Resources for First-Time Home Buyers

Need help getting through the process?

Call 877-303-1640 today to get started, or contact a local U.S. Bank Home Mortgage Loan Officer.

Equal Housing Lender Equal Housing Lender

Loan Approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rates and program terms are subject to change without notice.

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Rates & Products

See today's rates. Rates and products may vary by location.

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