New beginnings. Real achievements.

Whether your student just received their acceptance letter, is heading off to college, or recently graduated, the resources below can help him/her succeed throughout college and beyond. The RealSteps> approach to education can help your student navigate the complexities of balancing a college budget, establishing credit, managing future debt, and more.

Real Steps

Stay the course

  • Continue to apply for grants and scholarships during college years.
  • Take advantage of resources available from academic support centers and career services centers.
  • Maintain good study habits to keep on track to graduate on time.
  • Pursue summer jobs and internships to build your resume.
  • Create and maintain a LinkedIn profile.

Manage your money - college years

Prepare for life after college

  • Bump up your financial GPA with practical information to help you learn about handling your money wisely.
  • Be realistic about income and expenses. Understand your monthly anticipated expense and be open to giving up some nonessential expenses until your income can support them.
  • Utilize our Budget Worksheet to stay on top of where money is going. Set savings goals and spending limits.
  • Review banking and credit accounts and optimize offers that may not have been considered as a student. Establish credit through an account you pay off each month and maintain a good credit score. How credit cards work.
  • Take advantage of employee benefits including 401(k) and employee matching if offered.

ABCs of College Planning

Work closely with an academic advisor to map out your course schedule to increase the chances of finishing college on time. Continue to search and apply for grants and scholarships to take advantage of available resources. Encourage your student to build a resume and seek internships to explore careers of interest. Learn more about the ABCs of college planning.


RealSteps> is offered by U.S. Bank and/or its affiliate, U.S. Bancorp Investments.

Investment products and services are:

Not a Deposit  •  Not FDIC Insured  •  May Lose Value  •  Not Bank Guaranteed  •  Not Insured by Any Federal Government Agency

RealSteps>® and RealSteps>Retirement® are registered trademarks of U.S. Bancorp.

For U.S. Bank:

Deposit products offered by U.S. Bank National Association. Member FDIC.

Equal Housing Lender

U.S. Bank is not responsible for and does not guarantee the products, services or performance of U.S. Bancorp Investments.

For U.S. Bancorp Investments:

Investment products and services are available through U.S. Bancorp Investments, the marketing name for U.S. Bancorp Investments, Inc., member FINRA and SIPC, an investment adviser and a brokerage subsidiary of U.S. Bancorp and affiliate of U.S. Bank.

The Financial Industry Regulatory Authority (FINRA) Rule 2267 provides for BrokerCheck to allow investors to learn about the professional background, business practices, and conduct of FINRA member firms or their brokers. To request such information, contact FINRA toll-free at 800.289.9999 or via http://brokercheck.finra.org. An investor brochure describing BrokerCheck is also available through FINRA.

RealSteps>®

The RealSteps> approach helps parents and students through all the steps of college planning, from starting a savings account, to preparing for college, to getting your graduate off to the right start.


Run the numbers

Estimate what it may take to save for your child's education.


Get Started

Work with U.S. Bank
Talk to a financial professional today. Find a Branch 

Need advice?
U.S. Bancorp Investments Financial Consultants can help. Call 800-871-6250 or have us contact you

Wealth Management
If you have more complex financial needs, we offer comprehensive wealth management advice and services. Learn more 

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