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Silver Checking Package

The Silver Package allows you utilize the convenience of a basic checking account and combine a credit card or savings account for extra benefits, including ready access to your money and a smart way to save. 

Your Silver Banking Package gives you:

• Preferred rates on new loans and home equity lines of credit.1

In addition, like all U.S. Bank Checking accounts, the Silver Package offers you multiple ways to access and manage your money. Select the “Why Choose Us” tab for details. 

When you apply for a Silver Checking account, you’ll be asked to open a Package Money Market Savings account or U.S. Bank Credit Card account at the same time.2

• Package Money Market Saving account offers great interest rates with no minimum balance.
• U.S. Bank Credit Cards provide the spending flexibility you need and plenty of options for rewards, including cash, travel or merchandise.

Already have a U.S. Bank Credit Card or savings account? If so, it’s easy to make your existing account part of your Silver Package during the application process.

All U.S. Bank Checking accounts provide:

• Online statements – Sign up and help the environment while keeping your financial information safe and secure.
• Check Card convenience – Use your U.S. Bank Visa Check Card instead of cash or checks for purchases at millions of locations.  
• Online and Mobile Banking – U.S. Bank provides you with the latest technology you need to securely manage your money – on your schedule.
 Free Bill Pay – Pay your bills fast and on time and keep track of them with ease, all from one secure place instead of multiple biller sites.  
• Thousands of branch locations – With more than 3,000 branch offices, it’s easy to find a location near you.
• U.S. Bank ATM transactions – Use any of our 5,300-plus U.S. Bank ATMs to make withdrawals or deposits, get account information and transfer funds.
• Account Alerts – Receive email or text message reminders about important activity that you request.

Special Promotion: $0 Monthly Maintenence Fee

This account is changing on August 12, 2013. Learn more

Monthly Maintenance Fee

• $6.95 with online statements, OR
 $8.95 with paper statements5

Options to Avoid the Monthly Maintenance Fee

• $25+ monthly auto transfer to a Package Money Market Savings account OR
• Average account balance of $1,500 or more,3 OR
• Combined monthly direct deposits totaling $500 or more

Consumer Pricing Information (PDF)
Deposit Account Agreement (PDF)

Applying online takes as little as five minutes and is completely secure.

To open a Silver Checking account online, you need:

• a minimum opening deposit of $25
• to be at least 18 years old and a legal U.S. resident
• a Social Security Number
• a driver’s license or state/military ID

If you’re missing any of these items, please apply in person at a branch location.

You have the option of opening a new Package Money Market Savings account or U.S. Bank Credit Card, or converting an existing U.S. Bank Savings account to meet Silver Package requirements. Once approved, you’ll be asked to submit your opening deposit(s) to activate your account(s).

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  1. Subject to credit qualifications and approval. Home Equity Loans and Lines of Credit offered through U.S. Bank National Association.

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  2. To maintain Package benefits, a Silver Checking and a Package Money Market Savings and/or any U.S. Bank credit card must remain open. See the U.S. Bank Your Deposit Account Agreement booklet and Consumer Pricing Information brochure for additional disclosures applicable to deposit accounts. Other conditions and restrictions may apply. Terms may change without notice.

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  3. Average Account Balance for Silver or Gold Checking is determined by adding the balance at the end of each calendar day during the statement period, up until and not including the last two business days of the statement period, and dividing that sum by the number of days used. Business days are Monday through Friday; federal holidays are not included.

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  4. From MONEY Magazine, October 2012 © 2012 Time Inc. MONEY is a registered trademark of Time Inc. and is used under license. MONEY and Time Inc. are not affiliated with, and do not endorse products or services of U.S. Bank.

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  5. Additional fees apply for statements with check images or check return.

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  6. Offer valid only for new Easy Checking accounts accounts opened in the (geographic region here) area between XX date and XX date. A minimum of $50 is required to open a U.S. Bank Checking account. All regular account opening procedures apply.

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Deposit products offered by U.S. Bank National Association. Member FDIC.

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