The Silver Package allows you utilize the convenience of a basic checking account and combine a credit card or savings account for extra benefits, including ready access to your money and a smart way to save.
Your Silver Banking Package gives you:
• Preferred rates on new loans and home equity lines of credit.1
In addition, like all U.S. Bank Checking accounts, the Silver Package offers you multiple ways to access and manage your money. Select the “Why Choose Us” tab for details.
When you apply for a Silver Checking account, you’ll be asked to open a Package Money Market Savings account or U.S. Bank Credit Card account at the same time.2
• Package Money Market Saving account offers great interest rates with no minimum balance.
• U.S. Bank Credit Cards provide the spending flexibility you need and plenty of options for rewards, including cash, travel or merchandise.
Already have a U.S. Bank Credit Card or savings account? If so, it’s easy to make your existing account part of your Silver Package during the application process.
All U.S. Bank Checking accounts provide:
• Online statements – Sign up and help the environment while keeping your financial information safe and secure.
• Check Card convenience – Use your U.S. Bank Visa Check Card instead of cash or checks for purchases at millions of locations.
• Online and Mobile Banking – U.S. Bank provides you with the latest technology you need to securely manage your money – on your schedule.
• Free Bill Pay – Pay your bills fast and on time and keep track of them with ease, all from one secure place instead of multiple biller sites.
• Thousands of branch locations – With more than 3,000 branch offices, it’s easy to find a location near you.
• U.S. Bank ATM transactions – Use any of our 5,300-plus U.S. Bank ATMs to make withdrawals or deposits, get account information and transfer funds.
• Account Alerts – Receive email or text message reminders about important activity that you request.
Applying online takes as little as five minutes and is completely secure.
To open a Silver Checking account online, you need:
• a minimum opening deposit of $25
• to be at least 18 years old and a legal U.S. resident
• a Social Security Number
• a driver’s license or state/military ID
If you’re missing any of these items, please apply in person at a branch location.
You have the option of opening a new Package Money Market Savings account or U.S. Bank Credit Card, or converting an existing U.S. Bank Savings account to meet Silver Package requirements. Once approved, you’ll be asked to submit your opening deposit(s) to activate your account(s).