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- Online and mobile banking /
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- COVID-19 stimulus check
Coronavirus stimulus check
Economic Impact Payments
Where’s my stimulus check?
Visit the Get My Payment portal at IRS.gov to:
- Learn the status of your payment.
- Find out whether it’s scheduled to be direct-deposited or mailed to you.
- Provide your direct-deposit information to the IRS to receive your payment faster.
As part of the CARES Act recently passed by Congress, you may receive a coronavirus stimulus check (officially known as an Economic Impact Payment) in the coming weeks.
The Treasury Department and the Internal Revenue Service began distributing Economic Impact Payments to eligible individuals and households in mid-April.
Who’s eligible for a stimulus payment?
- Single tax filers with adjusted gross income up to $75,000 and head-of-household filers with adjusted gross income up to $112,500 will receive the full payment of $1,200, plus $500 for each eligible child.
- Married couples filing jointly with adjusted gross income up to $150,000 will receive the full payment of $2,400, plus $500 for each eligible child.
- For filers with greater incomes, the payment amount is reduced by $5 for each $100 above the $75,000/$112,500/$150,000 thresholds.
- Social Security recipients and railroad retirees who are otherwise not required to file a tax return are also eligible and will not be required to file a return.
- Single filers with income exceeding $99,000, $136,500 for head of household filers and $198,000 for joint filers with no children are not eligible and will not receive payments.
- Additional eligibility rules apply. Visit the Economic Impact Payments page at IRS.gov for more information on eligibility.
How is my payment amount calculated?
If you filed federal income taxes in 2019 or 2018, no action is required. The IRS will calculate and automatically send the Economic Impact Payment to those who are eligible.
- If you’ve already filed your 2019 tax returns, the IRS will use this information to calculate the payment amount. If you haven’t yet filed your return for 2019, the IRS will use information from your 2018 tax filing to calculate the payment.
- If you are a senior citizen, Social Security recipient or retired railroad worker who is not otherwise required to file federal tax returns, the IRS will use the information on Form SSA-1099 or Form RRB-1099 to calculate and direct your payment. However, if you have dependents who may qualify for the $500-per-child benefit, you’ll want to provide that information to the IRS via the Non-Filers: Provide Info Here application.
- For additional questions, please visit the Economic Impact Payments page at IRS.gov.
When and how will I get my stimulus payment?
Direct deposit payments are being made by the IRS first, with paper checks to follow.
- If you supplied direct deposit information to the IRS, your Economic Impact Payment will be deposited directly into the bank account reflected on your tax return sometime in mid-April.
- If you didn’t supply direct deposit information to the IRS, a physical stimulus check will be mailed to you. The first checks, for taxpayers with gross income less than $10,000, are expected to arrive in mailboxes as early as April 24. It will likely take several months for all the checks to be distributed.
Not sure if the IRS has your account information?
Visit the Get My Payment site at IRS.gov to find out. You can also check the status of your payment and, if it hasn’t been sent yet, add your direct deposit information to receive your payment as soon as possible. If you’re a U.S. Bank customer, you can easily find your account and routing numbers using the U.S. Bank Mobile App or online banking.
I haven’t filed my taxes yet. What should I do?
If you haven’t yet filed your federal income taxes for 2019, there’s still time. The IRS filing deadline has been extended until July 15, and Economic Impact Payments will be available through the end of 2020. The IRS urges anyone with a tax filing obligation who has not yet filed a tax return for 2018 or 2019 to file as soon as they can to receive an Economic Impact Payment.
To receive your payment faster, you should include direct deposit information with your tax filing. If you’re a U.S. Bank customer, you can easily find your account and routing numbers using the U.S. Bank Mobile App or online banking.
What if I’m not required to file taxes?
If you haven’t filed your taxes for 2019 and weren’t planning to, you can still receive a stimulus payment if you’re eligible. The IRS has established a secure, fee-free Non-Filers: Enter Info Here application to collect the required information. The IRS will use this information to determine your eligibility and payment amount and send you an Economic Impact Payment.
- If you receive Social Security or Railroad Retirement benefits, you’ll receive your Economic Impact Payment automatically without providing further information. However, if you have eligible dependents, you may use this site to provide additional information and qualify for the $500-per-child benefit.
- You have the option to provide your bank account information if you prefer to have your Economic Impact Payment deposited directly. If you’re a U.S. Bank customer, you can easily find your account and routing numbers using the U.S. Bank Mobile App or online banking.
What if I receive a paper stimulus check?
If you receive an Economic Impact Payment in the form of a physical check through the mail, a fast and safe way to deposit your money is with mobile check deposit.1 We encourage you to download the U.S. Bank Mobile App and use this free service.
We’ve increased mobile deposit limits for many customers and removed the restriction on government checks to make it easier to deposit other checks, such as paychecks and Social Security payments, from home.
How will I know when my stimulus payment has been deposited?
As always, you can use online banking or mobile banking to monitor your account balance and transactions as often as you wish.
To be notified in real time, we recommend setting up a transaction alert (in either online banking or the app). You can choose to be notified by text2 or email whenever a deposit or withdrawal is made on your account.
Visit the Get My Payment site at IRS.gov to monitor the status of your payment and add your direct deposit information for faster delivery. If you’re a U.S. Bank customer, you can easily find your account and routing numbers using the U.S. Bank Mobile App or online banking.
We’re here for you.
Visit our COVID-19 information page to learn about what we’re doing to help during this crisis.
Beware of scams.
Look out for suspicious emails and text messages and be extra careful when giving out personal information. Check out ways to protect yourself from scammers.
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Eligibility requirements and restrictions apply. Please refer to the Digital Services Agreement for more information.
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For text alerts, standard messaging charges apply through your mobile carrier and message frequency depends on account settings.
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