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Refinance Your Home

Refinance Your Home

Everything You Need to Refinance Quickly and Easily

Refinancing your home means paying off your existing mortgage and replacing it with another mortgage. Benefits of a home refinance may include lowering your current payment, changing the term of your loan, or borrowing against the equity in your home to get cash out. To learn more about mortgage refinancing and determine if it makes sense for you, speak with a U.S. Bank Loan Officer.

Streamline Refinance

If you’re a current U.S. Bank mortgage customer, you may be eligible for a Streamline Refinance. Options include:
  • Conventional Streamline Refinance
  • FHA Streamline Refinance
  • VA Streamline Refinance

Cash Out Refinance Options

Need to pay for college? Want to renovate your home? A Cash Out Refinance Options allows you to access the equity in your home and get cash that you can use to meet all kinds of financial goals.

Refinance Options

If your mortgage is with another lender, our Refinance Options program may enable you to lower your current interest rate, change the term of your loan and possibly include mortgage closing costs in your new loan.


Find the right mortgage for your first home.

Talk to a U.S. Bank Home Mortgage Loan Officer today to get started.

Need help getting through the process?

Call 877-303-1640 today to get started.


Equal Housing Lender Equal Housing Lender

Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rate and program terms are subject to change without notice.

You can always call us for further information on the mortgage application process and to find out about the wide variety of mortgage products offered by U.S. Bank Home Mortgage.

Get Started
By Phone
855-815-8894 or
Rates & Products

See today's rates. Rates and products may vary by location.

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