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The Making Home Affordable Program of the U.S. Treasury Department allows eligible borrowers to refinance or modify their mortgage loans, resulting in more affordable home payments. U.S. Bank is participating in the program and fully supports efforts to help families remain in their homes by lowering monthly home mortgage payments.
Detailed information about the Making Home Affordable Program is available at makinghomeaffordable.gov. To determine if you’re eligible for a HARP refinance or HAMP modification, please review the following information.
Starting December 1, 2011, and extending to December 31, 2015, new enhancements have been made to the Home Affordability Refinance Program (HARP) to help homeowners refinance their current mortgage even if the value of the home has declined.
You may be eligible for a HAMP modification if all of the following are true:
We are committed to trying to help our borrowers under the Making Home Affordable Program. While not all borrowers are eligible and will qualify under the program, we urge you to contact us if you are unable to make or are having difficulty making your loan payment.
We are experiencing high customer demand for these services, and we appreciate your patience when contacting us.
Equal Housing Lender
Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rate and program terms are subject to change without notice.
You can always call us for further information on the mortgage application process and to find out about the wide variety of mortgage products offered by U.S. Bank Home Mortgage.