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Mortgage Qualification Calculator

One of the first steps in buying a house is determining your budget. Our mortgage qualification calculator helps you determine how much you may be able to borrow. Fill in the fields below to see a complete amortization schedule of your mortgage payments.

Annual IncomeHelp Icon
Purchase priceHelp Icon
Total monthly paymentHelp Icon

Mortgage Information

Cash on handHelp Icon
Interest rateHelp Icon
TermHelp Icon
Property TaxHelp Icon
Home insuranceHelp Icon

Debt Payments

Monthly car payment(s)Help Icon
Credit card payment(s)Help Icon
Other loan payment(s)Help Icon

Closing Costs

Loan originationHelp Icon
Points paidHelp Icon
Other closing costsHelp Icon

Other Options

Limit downpayment to 20%:Help Icon
by year
Information and interactive calculators are made available to you as self-help tools for your independent use. We do not guarantee the accuracy of the calculations or their applicability to your circumstances. We encourage you to seek personalized advice from qualified professionals regarding personal finance issues.

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See how much home you can afford.

Talk to a U.S. Bank Home Mortgage Loan Officer today to get started.

Need Help Calculating Costs?

Call 877-303-1639 to find out how much home you can afford.


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Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rate and program terms are subject to change without notice.

You can always call us for further information on the mortgage application process and to find out about the wide variety of mortgage products offered by U.S. Bank Home Mortgage.

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Mortgage Facts

There are many factors that affect your decision to buy a home. Discover if your finances and your future are ready for it all.

Mortgage Education

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