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Mortgage Down Payment

Down payment requirements vary by mortgage product. A down payment of less than 20% - 25% of the loan amount may require private mortgage insurance (PMI) which protects the lender against potential financial loss if the borrower defaults on the loan.

Buying a Home with a Low or No Down Payment

U.S. Bank offers both minimal and zero down payment mortgage options. For information on these options and help determining which is best for you, talk with a U.S. Bank Loan Officer.

 

More Resources for First-Time Home Buyers

Need help getting through the process?

Call 877-303-1637 today to get started, or contact a local U.S. Bank Home Mortgage Loan Officer.

 

Equal Housing Lender Equal Housing Lender

Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rate and program terms are subject to change without notice.

You can always call us for further information on the mortgage application process and to find out about the wide variety of mortgage products offered by U.S. Bank Home Mortgage.

Get Started
By Phone
877-303-1637 or
Rates & Products

See today's rates. Rates and products may vary by location.

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