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Compare Mortgage Loan Options

Determining which mortgage term is right for you can be a challenge. With a 15-year mortgage you'll pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms, and let us help you decide which term is better for you.

Mortgage amountHelp Icon
Your marginal tax rateHelp Icon
15 year rateHelp Icon
30 year rateHelp Icon
by year
Information and interactive calculators are made available to you as self-help tools for your independent use. We do not guarantee the accuracy of the calculations or their applicability to your circumstances. We encourage you to seek personalized advice from qualified professionals regarding personal finance issues.

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See how much home you can afford.

Talk to a U.S. Bank Home Mortgage Loan Officer today to get started.

Need Help Calculating Costs?

Call 877-303-1639 to find out how much home you can afford.


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Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rate and program terms are subject to change without notice.

You can always call us for further information on the mortgage application process and to find out about the wide variety of mortgage products offered by U.S. Bank Home Mortgage.

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See today's rates. Rates and products may vary by location.

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Mortgage Facts

There are many factors that affect your decision to buy a home. Discover if your finances and your future are ready for it all.

Mortgage Education

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