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Closing is the final step in the home-buying process – the legal transaction during which the title for the property is formally transferred from seller to buyer.
A closing agent – either a representative from the title agency or an attorney, depending on state requirements – will coordinate the closing and distribute the paperwork and funds according the terms agreed upon by you and the seller of the property. The borrower may choose a closing agent or use an agent recommended by the realtor or seller.
Once all of the paperwork has been signed, you're a homeowner! The closing agent will ensure that the paperwork is recorded in the county where the property is located.
Equal Housing Lender
Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rate and program terms are subject to change without notice.
You can always call us for further information on the mortgage application process and to find out about the wide variety of mortgage products offered by U.S. Bank Home Mortgage.