Skip Navigation: Internet Banking Login

Your browser's version is not compatible. Please upgrade your browser.
Cancel Icon

Closing Costs

Closing costs are fees and expenses that both buyer and seller pay at closing.

When you apply for a mortgage, U.S. Bank will give you a Good Faith Estimate that itemizes your estimated closing costs. Once your loan is approved and a closing date has been set, your U.S. Bank Loan Officer or closing professional will provide you with the exact amount of your closing costs which are payable at closing in the form of a cashier’s or certified check.

Closing costs may include:

  • An origination fee
  • Discount point(s)
  • An appraisal fee
  • Credit report
  • Title search
  • Recording fees
  • Other costs described in the HUD-I at settlement

 

More Resources for First-Time Home Buyers

Need help getting through the process?

Call 877-303-1637 today to get started, or contact a local U.S. Bank Home Mortgage Loan Officer.

 

Equal Housing Lender Equal Housing Lender

Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rate and program terms are subject to change without notice.

You can always call us for further information on the mortgage application process and to find out about the wide variety of mortgage products offered by U.S. Bank Home Mortgage.

Get Started
By Phone
877-303-1637 or
Rates & Products

See today's rates. Rates and products may vary by location.

See Mortgage Products

Unsupported Browser

Unsupported Browser

We've detected that you are currently accessing this site using an older version of Internet Explorer. We have not designed this site to support older versions of Internet Explorer. Therefore, you may encounter issues with how the site is displayed and how you can navigate through the site when using this older browser. We highly recommend you upgrade your current browser or download a new version of a different browser.

Upgrade Internet Explorer

Alternatively, you may want to download a new version of a different browser: