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Closing Costs

Closing costs are fees and expenses that both buyer and seller pay at closing.

When you apply for a mortgage, U.S. Bank will give you a Good Faith Estimate that itemizes your estimated closing costs. Once your loan is approved and a closing date has been set, your U.S. Bank Loan Officer or closing professional will provide you with the exact amount of your closing costs which are payable at closing in the form of a cashier’s or certified check.

Closing costs may include:

  • An origination fee
  • Discount point(s)
  • An appraisal fee
  • Credit report
  • Title search
  • Recording fees
  • Other costs described in the HUD-I at settlement


More Resources for First-Time Home Buyers

Need help getting through the process?

Call 877-303-1637 today to get started, or contact a local U.S. Bank Home Mortgage Loan Officer.


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Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rate and program terms are subject to change without notice.

You can always call us for further information on the mortgage application process and to find out about the wide variety of mortgage products offered by U.S. Bank Home Mortgage.

Get Started
By Phone
877-303-1637 or
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