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There are many benefits to buying a home rather than paying rent to someone else every month. Depending on the home you purchase, your monthly house payment could be the same as or less than the rent you’re paying. Buying a home may also help you avoid the ups and downs of the rental market. To learn more, talk with a U.S. Bank Loan Officer.
Unlike renting, income tax laws allow homeowners to claim tax deductions for the interest paid on their mortgage. Ask your tax advisor about the deductibility of mortgage interest and how this may benefit you.
While the rewards of owning a home can be considerable, there are also expenses you'll be responsible for above and beyond your mortgage payment, including property taxes, utilities, repairs and renovations. Be sure to take these costs into account when making your purchase decision.
Equal Housing Lender
Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rate and program terms are subject to change without notice.
You can always call us for further information on the mortgage application process and to find out about the wide variety of mortgage products offered by U.S. Bank Home Mortgage.