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Buying a Home

Buying a Home

Mortgage Options with Competitive Interest Rates

Whether you’re a first-time homebuyer, an experienced homeowner, or an investor, it’s important to work with a lender you can trust. U.S. Bank has the mortgage products, competitive rates and expertise you need to plan ahead and navigate the home-buying process with ease from start to finish.

Mortgage Education

Determine the Home You Can Afford

The first step in buying a home is calculating what you can afford. Talk to a U.S. Bank mortgage specialist about pre-qualification and pre-approval.

Mortgage Approval and Closing

Once your mortgage application has been completed and all necessary documents reviewed, a determination will be made regarding loan approval.

Next Steps

Once your Offer to Purchase is accepted by the seller, we'll begin the steps that lead to mortgage approval.

First Time Home Buyers

Learn about the home loan process, explore our mortgage products, or utilize our mortgage calculators to compare rates and monthly payments.


Find the right mortgage for your first home.

Talk to a U.S. Bank Home Mortgage Loan Officer today to get started.

Need help getting through the process?

Call 877-303-1637 today to get started.


Equal Housing Lender Equal Housing Lender

Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rate and program terms are subject to change without notice.

You can always call us for further information on the mortgage application process and to find out about the wide variety of mortgage products offered by U.S. Bank Home Mortgage.

Get Started
By Phone
877-303-1637 or
Rates & Products

See today's rates. Rates and products may vary by location.

See Mortgage Products

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