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Building a New Home

Many people dream about building a new home to their exact specifications. If you’ve been thinking about building a home, it could be one of the most exciting and rewarding projects you’ll ever undertake.

We offer a number of construction and construction-to-permanent loans designed to help you finance your new home easily and conveniently. For information on these products, including the benefits of closing before construction begins, talk with a U.S. Bank Loan Officer.

Mortgage Loans

Building a New Home – Find a Builder

Once you decide to build a new home, there are several ways to find a quality home builder in your area:

Check Credentials Before Hiring

Hiring a builder is like hiring any other type of professional – you want to work with someone who is highly qualified. Consider the following when interviewing builders for your project:

  • Proven experience in building the type of residence you want.
  • Meets state licensure and insurance requirements.
  • A solid reputation in the community, including a good rating with the Better Business Bureau and excellent references from past clients, suppliers and local banks.
  • Recipient of industry awards and involvement in professional associations.
  • A permanent business address.
  • Contact the state or county to verify that there is no history of legal proceedings against the company and that no legal proceedings are pending.


Find the right mortgage for your first home.

Talk to a U.S. Bank Home Mortgage Loan Officer today to get started.

Need help getting through the process?

Call 877-303-1637 today to get started.


Equal Housing Lender Equal Housing Lender

Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rate and program terms are subject to change without notice.

You can always call us for further information on the mortgage application process and to find out about the wide variety of mortgage products offered by U.S. Bank Home Mortgage.

Get Started
By Phone
877-303-1637 or
Rates & Products

See today's rates. Rates and products may vary by location.

See Mortgage Products

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