Skip Navigation: Internet Banking Login

Your browser's version is not compatible. Please upgrade your browser.
Cancel Icon

Send Money by Mobile Phone

With U.S. Bank Mobile Banking, it’s easy to send money to friends and family for everyday things – paying rent, splitting bills, buying tickets to the big game – with nothing more than an email or mobile phone number. You can even send money to that student abroad.

Mobile Banking makes it easy.

When you use U.S. Bank Pay A Person1 on the Mobile Web or in the U.S. Bank Mobile app2, an email or mobile phone number is all you need. When your recipient accepts the transfer, the money is deposited directly into his or her bank account. And if you can provide your recipient’s account number, the transfer will happen instantly – no action required. Now that’s easy!

It’s safer than mailing a check – and more fun.

With Mobile Banking, no one else will ever see your account number or have access to your account – that’s our Online Risk-Free Guarantee. And you can request notification when the transfer goes through – no more worrying or wondering.

Send money now.
Like, NOW…

The Instant Payment option in Pay A Person is the fastest way to get money to another person – it takes just seconds to transfer money directly into your recipient’s account. And when you need to wire money, Western Union is there with Next Day service.

…Or for those fantasy league dues, pick your day.

If your timeline is less urgent and more leisurely, Pay A Person – gives you other, more economical delivery options – from next-day delivery up to a week – so you can pick the speed that suits your needs. And when you need to wire money, Western Union can get it there, too.

You can send money home – wherever home is…

It doesn’t matter how far – you can send money to almost anyone, anywhere in the U.S. or around the world, with Western Union Money Transfer® service. Your recipient can pick up cash at any of thousands of U.S. Bank or Western Union Agent® locations worldwide, or have the money deposited to a U.S. Bank account.

Ask for money without saying a word…

Finally, a simple way to ask for money – no awkward conversation required. The Request Money feature in Pay A Person lets you send specific money requests to friends, family, clients, tenants – virtually anyone you know. You can even include a short message.

Even send a special gift for that special birthday!

Thanks to social media, you’ll never forget another birthday. And with Pay A Person, you can send money for any occasion. When you use Pay A Person via the U.S. Bank Mobile app, you can even add a nice personal note and a tasteful design from our collection.

Two versatile services available right from your phone.

U.S. Bank Mobile Banking gives you two easy ways to send money – U.S. Bank Pay A Person (powered by Popmoney) and Western Union – so you can choose how the funds will be delivered.

Compare Options

Pay A Person

Western Union

Where can I send money?

Anywhere in the U.S.

Anywhere in the U.S. or around the world

How soon will the money arrive?

Within minutes after the recipient accepts payment, with the Instant Payment option

As early as tomorrow (the next calendar day)

How is the recipient notified?

Automatically via email, phone, or the appearance of money in the account of their choice

Sender must notify receiver of the transfer and provide tracking number for pickup

How does the recipient collect the funds?

As an electronic deposit to an account of their choice at any bank in the U.S.

As cash at any participating Western Union Agent® location

How much does it cost?

Standard Payments:
Up to $100: No Fee
$100.01 - $500: $1
$500.01 or more: $2

Next Day Payments:
$5 - $50: $0.75
$50.01 - $500: $0.25 +
1% of send amount

Instant Payments
(eligible customers only):
$1 - $50: $3.50
$50.01 - $500: $2.50 +
2% of principal

Fees start at $5.3

Powered by

Send money now with the U.S. Bank Mobile app. Don’t have it yet?

   Get the App
  1. A fee may be charged for this service. Please see the Online and Mobile Financial Services Agreement for more information.

  2. The U.S. Bank Mobile app is free to download. Your mobile carrier may charge access fees depending upon your individual plan. Web access is needed to use the Mobile app. Check with your carrier for specific fees and charges. Some mobile features may require additional online setup. Any fees for optional transactions will be identified during registration for these services and during their use. Visit for details.

  3. For consumer protection, funds are delayed for transaction review; services may also be delayed or unavailable based upon certain transaction conditions including amount sent, destination country, currency availability, regulatory issues, identification requirements, agent location hours, difference in time zones, or selection of delayed options. Additional restrictions may apply. Western Union also makes money from currency exchange. See Western Union Terms and Conditions for details.

Deposit products offered by U.S. Bank National Association. Member FDIC.

Mobile Security

Your privacy is always protected. No personal or financial information will be stored on your phone and all wireless communications are securely encrypted.

Online Risk-Free Guarantee

We're confident in the security of Mobile Banking. We'll cover any losses from unauthorized use of your account. That's our Online Risk-Free Guarantee.

Unsupported Browser

Unsupported Browser

We've detected that you are currently accessing this site using an older version of Internet Explorer. We have not designed this site to support older versions of Internet Explorer. Therefore, you may encounter issues with how the site is displayed and how you can navigate through the site when using this older browser. We highly recommend you upgrade your current browser or download a new version of a different browser.

Upgrade Internet Explorer

Alternatively, you may want to download a new version of a different browser: