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Send Money by Mobile Phone

Send Money by Mobile Phone

With U.S. Bank, it’s easy to send money to friends and family for everyday things – paying rent, splitting bills, tickets to the big game – with nothing more than an email or mobile phone number. You can even send cash to that student abroad.

Mobile Banking makes it easy.

When you use U.S. Bank Pay A Person, an email or mobile phone number is all you need. When your recipient accepts the transfer, the funds go directly into his or her bank account. And if you can provide your recipient’s account number, the transfer will happen instantly – no action required. Now that’s easy!

Watch Demo:

It’s safer than mailing a check – and more fun.

With Mobile Banking, no one else will ever see your account number or have access to your account – that’s our Online Risk-Free Guarantee. And you can request notification when the money transfer goes through – no more worrying or wondering.

Send money now.
Like, NOW…

The Instant Payment option in Pay A Person is the fastest way to get money to another person – it takes just seconds to transfer funds directly into your recipient’s account. And when you need to wire money, Western Union is there with Next Day service.

…Or for those fantasy league dues, pick your day.

If your timeline is less urgent and more leisurely, Pay A Person provides economical options – including Next Day Payment and Standard Payment – so you can pick the speed that suits your needs. And when you need to wire money, Western Union can get it there, too.

You can send money home – wherever home is…

It doesn’t matter how far – you can send money to almost anyone, anywhere in the U.S. or around the world, with Western Union Money Transfer® service. Your recipient can pick up cash at any of thousands of U.S. Bank or Western Union Agent® locations worldwide, or have the money deposited to a U.S. Bank account.

Ask for money without saying a word…

Finally, a simple way to ask for money – no awkward conversation required. The Request Money feature in Pay A Person lets you send specific money requests to friends, family, clients, tenants – virtually anyone you know – using a standard email template and a short message.

Even send a special gift for that special birthday!

Thanks to social media, you’ll never forget another birthday. And thanks to the custom greeting option in Pay A Person, you can send money for any occasion, with a nice personal note and a tasteful design from our collection.

Two versatile services wrapped in a single app.

The U.S. Bank Mobile app gives you two easy ways to send money – U.S. Bank Pay A Person (powered by Popmoney) and Western Union – so you can choose how the funds will be delivered.

Compare Options

Pay A Person

Western Union

Where can I send money?

Anywhere in the U.S.

Anywhere in the U.S. or around the world

How soon will the money arrive?

Within minutes after the recipient accepts payment, with the Instant Payment option

As early as tomorrow (the next calendar day)

How is the recipient notified?

Automatically via email, phone, or the appearance of funding in the account of their choice

Sender must notify receiver of the transfer and provide tracking number for pickup

How does the recipient collect the funds?

As an electronic deposit to an account of their choice at any bank in the U.S.

As cash at any participating Western Union Agent® location

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Send money now with the Mobile Banking app. Don’t have it yet?

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  1. For consumer protection, funds are delayed for transaction review; services may also be delayed or unavailable based upon certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, agent location hours, differences in time zones, or selection of delayed options. Additional restrictions may apply. See Western Union Terms and Conditions for details.

  2. Registration instructions will be provided to the recipient via email.

Mobile Security

Your privacy is always protected. No personal or financial information will be stored on your phone and all wireless communications are securely encrypted.

Online Risk-Free Guarantee

We're confident in the security of Mobile Banking. We'll cover any losses from unauthorized use of your account. That's our Online Risk-Free Guarantee.

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