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Photo Balance Transfer

Fewer payments, made easy.

Fewer payments, made easy.

Point and shoot your way to a credit card balance transfer.

An easier way to transfer your credit card payments.

It only takes a moment


Log in to Mobile Banking and view your U.S. Bank credit card account to find out instantly if you have a credit card balance transfer offer.


Snap a photo of the bill payment stub from your other credit card account with your smartphone or iPad camera, or enter your account information manually.


U.S. Bank will pay the balance on your other credit card, transferring that balance to your U.S. Bank credit card account.

Already have the app? Make a Photo Balance Transfer today. New to Mobile Banking? Get the App


Image Capture Tips

  • Separate the perforated portion of the bill payment stub
  • Place the bill payment stub on a smooth, contrasting surface
  • Make sure all four corners of the bill payment stub are clearly visible
  • Snap the photo and check it for clarity and legibility

It’s fast, easy and secure.

If you have other credit cards with outstanding balances, our promotional rates and terms may allow you to pay them off faster.

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