The Best Checking Options

Access to 5,300 ATMs
Access to 5,300 ATMs
Online + Mobile Banking
Online + Mobile Banking
Online + Mobile Bill Pay
Online + Mobile Bill Pay
Email & Text Alerts
Email & Text Alerts
U.S. Bank Visa® Check Card
U.S. Bank Visa® Check Card

U.S. Bank salutes you for your service to our country, and we’re proud to offer you our best checking options. All current and former members of the Armed Forces are eligible to choose any consumer checking account with no monthly maintenance fee or minimum balance required. Safe Debit Account is not eligible for the monthly maintenance fee waiver.



We recommend our best checking account, Platinum Checking Package, with these benefits:

  • Unlimited free non-U.S. Bank ATM transactions1 
  • Free Mobile Check Deposit2 
  • Free money orders, cashier’s checks and more3 
  • Safe deposit box annual fee discount (50% off) on new rentals
  • Free U.S. Bank logo checks and 50% off all other personal styles
  • No fees for overdraft protection transfers
  • Additional Easy Checking accounts with no monthly maintenance fee4  
  • Online + Mobile Banking
  • Account earns interest6
  • Bill Pay
  • Email and text alerts5
  • U.S. Bank Visa® Check Card

Do More, Save More With U.S. Bank: Benefits Beyond Checking

Opening a U.S. Bank checking account is just the beginning of a great relationship. At every age and stage of your financial life, a Platinum Checking account can bring you extra savings.

Get More Rewards

When you open a select FlexPerks Visa credit card, you’ll be eligible for a New Account Bonus.

Save on Loans

Platinum Checking Package customers can get rate discounts on new auto loans, home equity loans or lines and other personal loans – and pay no annual fee on a Home Equity Line of Credit.7 Looking for a mortgage? You may be eligible for a discount on your mortgage loan closing costs with a new or existing U.S. Bank Personal Checking Package9. Take 0.25% of your loan amount and deduct it from your closing costs, Save up to $1,000 on your mortgage origination fees.

Save on Investing

Are you an active, hands-on investor? Platinum Checking Package customers get 25 free trades8 with a new self-directed brokerage account through our U.S. Bancorp Investments* affiliate, and use our Investments Connect Online website to connect with the investment world wherever you are.

Open an Account

More Military Banking