With fixed monthly payments, Premier Loans are personal loans that offer U.S. Bank customers an option for consolidating debt, paying for major expenses and financing home improvement projects – all without using your home as collateral.
With loan amounts ranging from $3,000 to $25,000,2 a Premier Loan is designed for U.S. Bank customers to be a powerful financial option for one-time financing needs.
With uses ranging from home improvement projects, debt consolidation, and purchases like major home appliances or vehicles, a Premier Loan could be among the best financing options available to you.
There are no property inspections, appraisals or annual fees – and our efficient application and review processes are designed to get funds to you as quickly as possible.
High interest rates on your outstanding debts bringing you down? A Premier Loan can help you consolidate multiple account balances into one lower monthly payment, potentially saving you interest charges over the life of the loan.
A Premier Loan also offers a competitive rate for unsecured financing. Consolidating revolving debt into a fixed rate, payment and term installment loan can help you pay off your debts faster when compared to making only the minimum payment on a revolving line of credit.
If you’re considering a home improvement project, a Premier Loan may be the best choice for you if:
You have insufficient equity in your home and are unable to qualify for a home equity line or loan
You prefer no property appraisals, work inspections or annual fees
You are interested in a Green Home Improvement rate discount3
Examples of Green Home Improvements include:
High efficiency heating, ventilating, air conditioning (HVAC) systems
Installation of a new roof
High efficiency water heaters
High efficiency windows and doors
A Premier Loan can be a great option if you’re considering a major purchase such as a home appliance, a new or previously owned vehicle, or even a long-awaited vacation. With a fixed interest rate, term and monthly payment, a Premier Loan could be among your best choices for managing your one-time financing needs.
Offer is subject to meeting eligibility and credit qualifications. Rates as low as 8.99% APR are available for installment loans $5,000 and higher with a 12-48 month loan term, higher rates may apply for terms from 49-60 months. In order to receive the lowest advertised rate, automatic payments from a U.S. Bank Consumer Checking Package is required. Automatic payments are not required for loan approval. See the Consumer Pricing Information brochure for terms and conditions that apply to U.S. Bank Consumer Checking Package accounts. Rates for smaller loan amounts may be higher. Loan fees apply. Minimum loan amount is $3,000. Loan payment and APR will vary based on the loan amount, the term, and any fees. Loan payment example: a $5,000 loan for 48 months at a 8.47% interest rate with a $50 Origination fee will have a $124.40 monthly payment and APR of 8.99%. An early closure fee of 1% of the original loan amount applies if the account is closed within 1 year, with a $50 minimum and $100 maximum. Rates are subject to change. Some additional restrictions may apply. Installment loans are offered through U.S. Bank National Association. Deposit products offered by U.S. Bank National Association. Member FDIC.
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