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Premier Loans

Rates as low as 6.99% APR1.

With fixed monthly payments, Premier Loans are personal loans that offer U.S. Bank customers an option for consolidating debt, paying for major expenses and financing home improvement projects – all without using your home as collateral.

With loan amounts ranging from $3,000 to $25,000,2 a Premier Loan is designed for U.S. Bank customers to be a powerful financial option for one-time financing needs.

With uses ranging from home improvement projects, debt consolidation, and purchases like major home appliances or vehicles, a Premier Loan could be among the best financing options available to you.

There are no property inspections, appraisals or annual fees – and our efficient application and review processes are designed to get funds to you as quickly as possible.

High interest rates on your outstanding debts bringing you down? A Premier Loan can help you consolidate multiple account balances into one lower monthly payment, potentially saving you interest charges over the life of the loan.

A Premier Loan also offers a competitive rate for unsecured financing. Consolidating revolving debt into a fixed rate, payment and term installment loan can help you pay off your debts faster when compared to making only the minimum payment on a revolving line of credit.

If you’re considering a home improvement project, a Premier Loan may be the best choice for you if:

  • You have insufficient equity in your home and are unable to qualify for a home equity line or loan
  • You prefer no property appraisals, work inspections or annual fees
  • You are interested in a Green Home Improvement rate discount3

Examples of Green Home Improvements include:

  • High efficiency heating, ventilating, air conditioning (HVAC) systems
  • Insulation
  • Installation of a new roof
  • High efficiency water heaters
  • High efficiency windows and doors

A Premier Loan can be a great option if you’re considering a major purchase such as a home appliance, a new or previously owned vehicle, or even a long-awaited vacation. With a fixed interest rate, term and monthly payment, a Premier Loan could be among your best choices for managing your one-time financing needs.

Three Ways to Get Started

Online

By Phone

800-491-3150

In Person

  1. Subject to credit approval.

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  2. As of September, 11, 2016, the fixed Annual Percentage Rate (APR) of  6.99% is available on installment loans $5,000 to $25,000 with a 12-48 month term. Higher rates apply for lower credit scores or other loan amount and term. Loan fees apply. Minimum loan amount is $3,000.
    In order to receive the lowest rate advertised, a set-up of automatic payments from a U.S. Bank Personal Package Checking account is required. Automatic payments are not required for loan approval. The Consumer Pricing Information brochure lists terms and conditions that apply to U.S. Bank Consumer Checking Package accounts and can be obtained by calling 800.872.2657.
    Loan payment example: on a $5,000 loan for 48 months at a 6.47% interest rate with a $50 origination fee, monthly payments would be $119.69 and APR of 6.99%.
    Loan approval is subject to credit approval and program guidelines. Interest rates and program terms are subject to change without notice.
    Installment loans are offered by U.S. Bank National Association. Deposit products are offered by U.S. Bank National Association, Member FDIC. ©2016 U.S. Bank.

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  3. Contact a banker for details on the qualifying requirements for a Green Home Improvement / Energy Efficient discount.

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Installment loans are offered by U.S. Bank National Association. Deposit products are offered by U.S. Bank National Association, Member FDIC.

Three Ways to Get Started

Online
By Phone
800-491-3150
In Person

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