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Lower-Interest Personal Loans

Premier Loan

With fixed interest rates as low as 8.99%1 and fixed monthly payments, the U.S. Bank Premier Loan – a lower-interest personal loan — is uniquely designed to be the best choice for your one-time financing needs.

U.S. Bank customers looking for non-recurring financing for home improvements, asset acquisition or paying off debts should check out our Premier Loan installment loan.

 

Once approved for a U.S. Bank Premier Loan, you'll receive:

  • Loan amounts from $3,000 to $25,0001
  • Competitive interest rates
  • Green Home Improvement/Energy Efficient interest rate discount2

A U.S. Bank Premier Loan is a closed-end, fixed-rate loan exclusively for U.S. Bank customers:

  • Repayment terms to suit your needs
  • No appraisals, inspections or annual fees

Standard benefits include:

  • No collateral requirement
  • Convenient terms
  • No annual fee

You must be an established U.S. Bank customer to qualify for a Premier Loan. If you are a recent customer (less than 120 days) or wish to become a U.S. Bank customer, please visit one of our branches. You will need the following information to apply for a loan:

  • Your Social Security Number
  • Proof of your current rent or mortgage payment
  • Income and employment details (for loan requests greater than $15,000)
Three Ways to Get Started

Online

By Phone

800-491-3150

In Person

  1. Offer is subject to meeting eligibility and credit qualifications. Rates as low as 8.99% APR are available for installment loans $5,000 and higher with a 1-4 year loan term, and rates as low as 9.49% APR available for installment loans $5,000 and higher with a 5 year loan term. In order to receive the lowest advertised rate, automatic payments from a U.S. Bank Personal Package Checking account are required. Automatic payments are not required for loan approval. See the Consumer Pricing Information brochure for terms and conditions that apply to U.S. Bank Package Checking accounts. Rates for smaller loan amounts may be higher. Loan fees apply. Loan payment and APR will vary based on the loan amount, the term, and any fees. Loan payment example: a $5,000 loan for 48 months at a 8.47% interest rate with a $50 Origination fee will have a $124.40 monthly payment and APR of 8.99%. Rates are subject to change. Some additional restrictions may apply.

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  2. Subject to credit approval.

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  3. Contact a Banker for details on the qualifying requirements for a Green Home Improvement / Energy Efficient discount.

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Installment loans are offered through U.S. Bank National Association. Member FDIC.

Equal Housing Lender Equal Housing Lender

Three Ways to Get Started

Online
By Phone
800-491-3150
In Person

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