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Lower-Interest Personal Loans

Premier Loan

Rates now as low as 7.99%1! Now through June 3rd, take advantage of this lower rate for your one-time financing needs. With fixed monthly payments, Premier Loans offer U.S. Bank customers an option for consolidating debt, paying for major purchases and financing home-improvement projects – all without using your home as collateral.

Once approved for a U.S. Bank Premier Loan, you'll receive:

  • Loan amounts from $3,000 to $25,0001
  • Competitive interest rates
  • Green Home Improvement/Energy Efficient interest rate discount2

A U.S. Bank Premier Loan is a closed-end, fixed-rate loan exclusively for U.S. Bank customers:

  • Repayment terms to suit your needs
  • No appraisals, inspections or annual fees

Standard benefits include:

  • No collateral requirement
  • Convenient terms
  • No annual fee

You must be an established U.S. Bank customer to qualify for a Premier Loan. If you are a recent customer (less than 120 days) or wish to become a U.S. Bank customer, please visit one of our branches. You will need the following information to apply for a loan:

  • Your Social Security Number
  • Proof of your current rent or mortgage payment
  • Income and employment details (for loan requests greater than $15,000)
Three Ways to Get Started

Online

By Phone

800-491-3150

In Person

  1. Offer is subject to meeting eligibility and credit qualifications. Rates as low as 7.99% APR are available for installment loans $5,000 and higher with a 0-48 month loan term, higher rates may apply for smaller loan amounts and terms from 49-60 months. In order to receive the lowest rate advertised, automatic payments from a consumer U.S. Bank Checking Package are required. Automatic payments are not required for loan approval. See the Consumer Pricing Information brochure for terms and conditions that apply to U.S. Bank Checking Packages. Rates are available for applications taken from May 20, 2016 to June 3, 2016 and are subject to change. Loan payment and APR will vary based on the loan amount, the term, and any fees. $50 origination fee applies. Loan payment example: a $5,000 loan at a 7.47% Interest rate for 48 months with a $50 origination fee will have a 7.99% APR and a $122.04 monthly payment. An early closure fee of 1% of the original loan amount applies if the account is closed within 1 year, with a $50 minimum and $100 maximum. Some additional restrictions may apply. Installment loans are offered through U.S. Bank National Association. Deposit products offered by U.S. Bank National Association. Member FDIC. ©2016 U.S. Bank.

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  2. Subject to credit approval.

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  3. Contact a Banker for details on the qualifying requirements for a Green Home Improvement / Energy Efficient discount.

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Installment loans are offered through U.S. Bank National Association. Member FDIC.

Equal Housing Lender Equal Housing Lender

Three Ways to Get Started

Online
By Phone
800-491-3150
In Person

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