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Premier Line of Credit

Premier Line of Credit

U.S. Bank customers can enjoy instant access to funds on an ongoing basis with the U.S. Bank Premier Line of Credit.1 You'll have the money you need, whenever you need it, at a competitive interest rate.

With the Premier Line of Credit, our version of an unsecured line of credit, you'll enjoy:

  • Generous credit limits
  • Competitive Annual Percentage Rates, currently as low as 9.25% to 13.25%
  • No annual fees
  • Convenient, ongoing access to your funds via
    • Premier Line Access Checks
    • Visa® Platinum Access Card
    • Branch tellers
    • 24-Hour Banking
  • No fees for funds advanced by phone, branch teller, Internet or U.S. Bank Premier Line Access Checks
  • Same low Annual Percentage Rate for advances, balance transfers and purchases

The APR may vary and as of August 28, 2013, the variable APR for Purchases, Balance Transfers and Cash Advance is 9.25% - 13.25% (based on your creditworthiness)]. Cash Advance ATM fee: 4% of each advance amount, $15 minimum. Cash Equivalent fee: 4% of each cash amount, $20 minimum. The annual fee is $0. Foreign Transaction fee: 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency.


View Rates & Pricing Info

A U.S. Bank Premier Line of Credit is a revolving, open-end line of unsecured credit that gives you instant access to funds on an ongoing basis with fewer fees. To apply, you must be a current U.S. Bank customer. It's perfect for:

  • Home improvements
  • School tuition and expenses
  • Managing your personal cash flow
  • Paying off high interest rate credit cards
  • Unexpected expenses

Standard Benefits

  • No collateral required
  • Fast access to your funds in as little as 48 hours
  • Free U.S. Bank Internet Banking, Bill Pay, Online Statements and Account Alerts

To qualify for a Premier Line you must be an established U.S. Bank customer with a checking account. If you are a recent customer (less than 120 days) or wish to become a U.S. Bank customer, please visit one of our branches. You will need the following information for your Premier Line of Credit application:

  • Social Security Number
  • Proof of your current rent or mortgage payment
  • Details of your current employment
  • Proof of your annual income
Three Ways to Get Started


By Phone


In Person

  1. Subject to credit approval. Approval for a U.S. Bank Premier Line is based on having a new or existing U.S. Bank Consumer Checking account and meeting eligibility and credit qualifications. Instant access to funds with a U.S. Bank Premier Line Unsecured Line of Credit requires a U.S. Bank Checking account.

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Lines of credit are offered through U.S. Bank National Association. Member FDIC.

Equal Housing Lender Equal Housing Lender

Three Ways to Get Started

By Phone
In Person

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