Commercial Banking Relationship Manager 4 / Experienced Commercial Lender - Saint Cloud, MN


At U.S. Bank, we're passionate about helping customers and the communities where we live and work. The fifth-largest bank in the United States, we’re one of the country's most respected, innovative and successful financial institutions. U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.


This Commercial Banking Relationship Manager / Experienced Commercial Lender role manages relationships with Commercial Banking, Corporate Banking, and/or Community Banking commercial customers.

-Grows revenue as directed by senior management by successfully prospecting for new business and retaining and expanding existing customer relationships.

-Approves loans within assigned limits, manages loan and portfolio credit quality, sources prospects and develops new customer relationships.

-Provides financial advice to customers and sells appropriate bank products and services to those prospects and clients.

-Identifies and successfully capitalizes on cross-sell opportunities and makes appropriate referrals.


We're looking for a team member with commercial credit analysis experience and/or a deep commercial credit acumen along with experience in a lender/sales capacity to join our Saint Cloud Commercial team. Our Commercial lending team touches a variety of commercial and business banking credits including commercial real estate (CRE) with both developer and investor (D&I)and commercial and industrial (C&I), small business, term notes, operating lines of credit, equipment financing, etc. This St. Cloud location is also home to a Wealth Management team (Private Banking, Trust, Investments), mortgage, operations, small business, and our retail branch. You'll have a network of bank partners right outside your office.


At U.S. Bank, you’ll get the incentives, support and tools you need to meet your goals and build a meaningful career. We reward top performance and ethical team players. We’re looking for people who want more than just a job – who want to make a difference in the communities where we live and work. Apply today and explore what’s possible with a career at U.S. Bank.




Basic Qualifications
- Bachelor's or Master's degree, or equivalent work experience
- Seven to ten years of commercial lending experience

Preferred Skills/Experience
- Strong relationship management and business development/sales skills
- Well-developed analytical and problem-solving skills
- Advanced knowledge of credit and credit quality
- Thorough knowledge of bank products and services
- Ability to work effectively with individuals and groups in managing customer relationships
- Excellent presentation, verbal and written communication skills
- Previous small business banking experience

- Middle market commercial lending experience



Relationship Management

Primary Location

Minnesota-MN-Saint Cloud


1st - Daytime

Average Hours Per Week