Credit Analyst Team Lead


At U.S. Bank, we're passionate about helping customers and the communities where we live and work. The fifth-largest bank in the United States, we’re one of the country's most respected, innovative and successful financial institutions. U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.

U.S. Bank’s Small Business departments work every day to serve small business customers. We provide products and services to help small businesses no matter what stage of the business lifecycle they're in.
The individual in this role will be responsible for the direct supervision of 5 Credit Review Specialists and will be responsible for the following functions:
  • Timely review of credit decisions, for maturing loans with exposure up to $1,000,000 in term loans and $250,000 in line of credit exposure, primarily completed on a behavioral basis
  • Providing final loan approval within assigned level of lending authority
  • Contacting Business Bankers and/or Credit Risk Management to discuss/negotiate structure and obtain additional information as needed
  • Managing the renewal process for many customers at any given time
  • Daily multi-tasking as well as adherence to deadlines
  • Hiring appropriate talent as well as coaching and development of staff members
  • Daily interaction and communication with Operations Group partners as well as Senior Leadership
The ideal candidate will have Small Business (specifically SBLC) or Commercial Underwriting/Credit Analysis experience, good verbal and written communication skills and excellent analytical skills.  Previous management experience is a plus but we are willing to train the right candidate.


Basic Qualifications
- Bachelor's degree, or equivalent work experience
- Five to seven years of experience in credit analysis and/or lending activities

Preferred Skills/Experience
- Excellent credit analysis and analytical skills
- Thorough knowledge of credit administration, policy and procedures
- Thorough knowledge of economics, accounting, and finance
- In-depth knowledge of risk analysis
- Excellent technical report writing skills
- Excellent verbal and written communication skills


Credit Underwriting

Primary Location



1st - Daytime



Average Hours Per Week