Credit Review Specialist - MN, ND, SD, and WI locations


At U.S. Bank, we're passionate about helping customers and the communities where we live and work. The fifth-largest bank in the United States, we’re one of the country's most respected, innovative and successful financial institutions. U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.

Our Credit Review Specialist and Credit Analyst roles are an instrumental part of our Commercial lending team and provide the underwriting expertise for our Commercial Relationship Manager/Lenders. Our commercial lending teams touch a variety of commercial and business banking credits including commercial real estate (CRE) encompassing both developer and investor (D&I) and commercial and industrial (C&I), small business, lines of credit, and more. Job duties for this role include:
-Conducts credit analyses including gathering, analyzing and interpreting all types of credit information on existing and prospective customers and portfolios. 
-Inputs the data gathered into tracking and/or reporting computer systems and/or databases. 
-Monitors customer accounts and/or loan portfolios in order to identify potential issues and thereby maximize credit quality and minimize the company’s credit risk and potential loss.
-Sets up and maintains databases used to analyze accounts and/or portfolios. 
-Prepares and presents credit reports to person(s) responsible for maintaining control over the credit standings of individual accounts and portfolios and for making lending decisions on new, renewal and extension loans. 
-Generally furnishes information relative to credit inquiries to appropriate parties.
This position can be based in Saint Cloud, MN, Fargo, ND, Sioux Falls or Rapid City, SD, or Appleton or Green Bay, WI. These locations are typically also home to some of our Wealth Management (Private Banking, Trust, Investments), Mortgage, Operations, Small Business, and Retail branch team members. You'll have a network of bank partners right down the hall.
We're looking for people who want more than just a job - who want to make a difference in the communities where we live and work. Apply today and see what is possible with a career at U.S. Bank!


Basic Qualifications
- Bachelor's degree, or equivalent work experience
- One to two years of experience in credit analysis and/or lending activities
Preferred Skills/Experience
- Well-developed credit analysis and analytical skills
- General knowledge of economics, accounting, and finance
- Basic knowledge of risk analysis
- Effective technical report writing skills
- Effective verbal and written communication skills


Credit Underwriting

Primary Location

South Dakota-SD-Rapid City

Other Locations

Other Locations Wisconsin-WI-Appleton, Minnesota-MN-Saint Cloud, Wisconsin-WI-Green Bay, North Dakota-ND-Fargo, South Dakota-SD-Sioux Falls


1st - Daytime



Average Hours Per Week