Credit Review Specialist 1 - Spreading and Credit Plus Team (Medford, OR)

 

At U.S. Bank, we're passionate about helping customers and the communities where we live and work. The fifth-largest bank in the United States, we’re one of the country's most respected, innovative and successful financial institutions. U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.

 
Conducts credit analyses including gathering, analyzing and interpreting all types of credit information on existing and prospective customers and portfolios.  Inputs the data gathered into tracking and/or reporting computer systems and/or databases.  Monitors customer accounts and/or loan portfolios in order to identify potential issues and thereby maximize credit quality and minimize the company’s credit risk and potential loss. Sets up and maintains databases used to analyze accounts and/or portfolios.  Prepares and presents credit reports to person(s) responsible for maintaining control over the credit standings of individual accounts and portfolios and for making lending decisions on new, renewal and extension loans.  Generally furnishes information relative to credit inquiries to appropriate parties.
 
This position will train on the duties of a credit review specialist position but eventually transition and focus specifically on spreading financials and/or credit plus monitoring team.
 
 

Qualifications

 
Basic Qualifications
- Bachelor's degree, or equivalent work experience
- One to two years of experience in credit analysis and/or lending activities
 
Preferred Skills/Experience
- Well-developed credit analysis and analytical skills
- General knowledge of economics, accounting, and finance
- Basic knowledge of risk analysis
- Effective technical report writing skills
- Effective verbal and written communication skills
 

Job

Credit Underwriting

Primary Location

Oregon-OR-Medford

Shift

1st - Daytime

Travel

No

Average Hours Per Week

40