Credit Analyst 4 - Joplin, MO

 

At U.S. Bank, we're passionate about helping customers and the communities where we live and work. The fifth-largest bank in the United States, we’re one of the country's most respected, innovative and successful financial institutions. U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.

 
Responsible for approving the extension of credit and/or making recommendations to the person(s) making the final lending decisions on new, renewal and extension loans to approve or deny the extension of credit. Conducts complete credit analyses including gathering, analyzing and interpreting all types of credit information on existing and prospective customers. Reviews customer accounts and portfolios in order to identify, evaluate and determine the appropriate course of action on potential credit quality issues in order to maximize credit quality and minimize risk and potential loss to the company.
 

Qualifications

 
Basic Qualifications
- Bachelor's degree, or equivalent work experience
- Five to seven years of experience in credit analysis and/or lending activities

Preferred Skills/Experience
- Excellent credit analysis and analytical skills
- Thorough knowledge of credit administration, policy and procedures
- Thorough knowledge of economics, accounting, and finance
- In-depth knowledge of risk analysis
- Excellent technical report writing skills
- Excellent verbal and written communication skills
 

Job

Credit Underwriting

Primary Location

Missouri-MO-Joplin

Other Locations

Other Locations Missouri-MO-Springfield, Missouri-MO-Lamar

Shift

1st - Daytime

Average Hours Per Week

40