Credit Analyst (Spreading Manager/Trainer) - IA, MN, ND, SD, and WI locations


At U.S. Bank, we're passionate about helping customers and the communities where we live and work. The fifth-largest bank in the United States, we’re one of the country's most respected, innovative and successful financial institutions. U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.

This position may be located in St. Cloud, MN; Fargo, ND; Rapid City or Sioux Falls, SD; or Appleton or Green Bay, WI.  The Credit Analyst (Spreading Manager/Trainer) position will focus their main responsibilities on the onboarding, training, and coaching of spreading team members within the Community Banking North Central division. 
Additional Credit Analyst duties may include:
- Responsible for approving the extension of credit and/or making recommendations to the person(s) making the final lending decisions on new, renewal and extension loans to approve or deny the extension of credit.
- Conducts complete credit analyses including gathering, analyzing and interpreting all types of credit information on existing and prospective customers.
- Reviews customer accounts and portfolios in order to identify, evaluate and determine the appropriate course of action on potential credit quality issues in order to maximize credit quality and minimize risk and potential loss to the company.


Basic Qualifications
- Bachelor's degree, or equivalent work experience
- Seven to ten years of experience in credit analysis and/or lending activities

Preferred Skills/Experience
- Advanced credit analysis and analytical skills
- Thorough knowledge of credit administration, policy and procedures
- Thorough knowledge of economics, accounting, and finance
- In-depth knowledge of risk analysis
- Excellent technical report writing skills
- Excellent verbal and written communication skills


Credit Underwriting

Primary Location

Minnesota-MN-Saint Cloud

Other Locations

Other Locations South Dakota-SD-Rapid City, Wisconsin-WI-Appleton, Wisconsin-WI-Green Bay, Iowa-IA-Dubuque, North Dakota-ND-Fargo, Minnesota-MN-Saint Paul, Minnesota-MN-Minneapolis, South Dakota-SD-Sioux Falls


1st - Daytime



Average Hours Per Week