Elavon Senior Commercial Credit Analyst


At U.S. Bank, we're passionate about helping customers and the communities where we live and work. The fifth-largest bank in the United States, we’re one of the country's most respected, innovative and successful financial institutions. U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.

About Elavon
Our customers want to expand their business opportunities. We help them get there.
From e-commerce to mobile wallets and chip card acceptance, Elavon helps businesses, small and large, accept all payment types – and reap the benefits at the end of the day.  Whether they need a simple or sophisticated payment solution, we’ve got them covered. 
For 25 years, we’ve helped more than one million customers around the world grow their business through payments. Our flexible, secure and innovative payment solutions help businesses attract and keep customers, develop partner relationships, process payments and simplify operations. 
Here’s a little bit more about our breadth and expertise :
  • We are consistently rated among the top five global payment providers
  • We process more than 3 billion transactions annually around the world
  • We provide payment tools customized by industry type
  • We’re backed by the strength and stability of U.S. Bank, the fifth largest commercial bank in the U.S.
  • Our company operates in 10 countries
  • Our call centers are open 24/7, and our team is always ready to help
Growing a business in a fast-moving world is challenging.  Let us help you succeed.
Elavon is currently recruiting for a Commercial Credit and Risk Analyst in our payments business, who will be responsible for managing the credit-risk of a portfolio of high-value, complex customer relationships. Said customers are located across Elavon’s extensive business footprint. The position will be located in the Denver metro area. Responsibilities are as follows: 
  • Performs periodic financial review of assigned complex business customers, to include calculation of Elavon’s processing risk and evaluation of financial condition against credit standards, and makes recommendations regarding the results of said evaluations; 
  • Completes financial reviews that involve a complete credit and risk analysis, including gathering, analyzing, and interpreting all types of credit and risk information on existing customers;
  • Underwrites new business prospects to determine the suitability for the portfolio and determines that the appropriate credit and risk recommendations are made;
  • Performs daily approval of payments to customers where risk of loss is elevated;
  • Completes extensive internal and external reporting, to include customer risk ratings and exposures, status of letters of credit and other collateral, and compliance of customers with respect to contractual obligations or covenants;
  • Works with internal and external auditors to ensure the highest level of compliance with underwriting policies and procedures;
  • Participates in quarterly compliance reviews and yearly audits; and
  • Interacts with internal and external customers regularly related to various customer issues.


Basic Qualifications 
  • Bachelor’s degree in finance or a combination of comparable education and experience
  • Minimum of seven years of experience in commercial credit and risk analysis, including:
    • Excellent credit and risk analytical skills
    • Ability to apply in-depth knowledge in the area of finance to commercial customer relationships
    • Ability to administer and manage a portfolio of customers
    • Highly-effective oral and written communication skills, including technical report writing
    • Ability to work in a highly-regulated industry, with strict adherence to customer privacy, regulatory requirements, and the highest ethical standards
Preferred Qualifications
  • Master’s degree, such as an MBA, and/or CFA certification
  • Fluency in one or more foreign languages, such as Spanish


Credit Underwriting

Primary Location


Other Locations

Other Locations Colorado-CO-Denver


1st - Daytime



Average Hours Per Week