Mortgage Underwriting Supervisor - Los Alamitos, CA

 

At U.S. Bank, we're passionate about helping customers and the communities where we live and work. The fifth-largest bank in the United States, we’re one of the country's most respected, innovative and successful financial institutions. U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.

 

Responsible for directing the day-to-day activities of a designated Mortgage Underwriting Team. Analyzes and evaluates residential loan applications originated by U.S. Bank branch offices in accordance with industry and business unit standards. Gathers, analyzes and interprets all types of credit information for existing and prospective retail banking customers in order to maximize credit and minimize risk and potential loss. Develops and maintains a loan underwriting portfolio consistent with the Bank's guidelines for credit quality and Investor or Insurer standards. Approves and/or denies loans within certain limits and makes credit structure and loan eligibility decisions.

 

Qualifications

 

Basic Qualifications

- Bachelor's degree, or equivalent work experience

- Five to seven years of mortgage underwriting operations experience

- One to three years of experience in a leadership role

- FHA Direct Endorsement underwriting designation

 

Preferred Skills/Experience

- Advanced understanding of factors affecting real estate values and credit analysis

- Strong mathematical skills

- Proficient computer skills

- Excellent verbal and written communication skills

- VA Staff Appraisal Reviewer (SAR) designation preferred

 

Job

Credit Underwriting

Primary Location

CA-CA-Los Alamitos

Shift

1st - Daytime

Average Hours Per Week

40