Credit Analyst (C)


At U.S. Bank, we're passionate about helping customers and the communities where we live and work. The fifth-largest bank in the United States, we’re one of the country's most respected, innovative and successful financial institutions. U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.

U.S. Bank’s Small Business departments work every day to serve small business customers. We provide products and services to help small businesses no matter what stage of the business lifecycle they're in.
The person in this role will be responsible for approving the extension of credit and/or advising the person(s) making the final lending decisions to approve or deny the extension of credit.  Duties include reviewing customer accounts and/or portfolios in order to identify and act on potential credit quality issues. Our Small Business Underwriters conduct extensive credit analyses on existing and prospective customers prior to making or recommending a credit decision. This also includes conducting extensive analyses of suspect accounts or portfolios prior to taking or recommending corrective action, as well as  conducting specialized analyses and preparing specialized reports on loan quality/portfolio quality and based on those analyses provides expert advice and makes recommendations to management. Performs economic and industry analyses, financial projections and risk assessments.
The ideal candidate will have Small business or Commercial Underwriting/Credit Analysis experience, good verbal and written communication skills and excellent analytical skills.


Basic Qualifications
- Bachelor's degree, or equivalent work experience
- Five to seven years of experience in credit analysis

Preferred Skills/Experience
- Excellent credit analysis and analytical skills
- Thorough knowledge of credit administration, policy and procedures
- Thorough knowledge of economics, accounting, and finance
- In-depth knowledge of risk analysis
- Excellent technical report writing skills
- Excellent verbal and written communication skills


Credit / Lending

Primary Location


Other Locations

Other Locations Minnesota-MN-Minneapolis


1st - Daytime

Average Hours Per Week