Great rates for current customers.

If you already have a U.S. Bank mortgage, a Streamline Refinance may give you a better rate.

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What is A Streamline Refinance?

A fast, economical way to refinance your existing U.S. Bank mortgage.

If you're a current U.S. Bank mortgage customer, you may be eligible for a Streamline Refinance. Refinancing your home means paying off your existing mortgage and replacing it with another mortgage. A Streamline Refinance allows you to speed up the refinance process and may make it possible to reduce your loan term or qualify for a lower interest rate. And just as with a mortgage loan, you may be qualified for a government-backed VA or FHA Streamline Refinance.

If your mortgage is with another lender, U.S. Bank offers other refinancing options for lowering your interest rate and changing the term of your loan.

Benefits of a Traditional Refinance

Lower Your Current Payment

Refinancing into a lower interest rate means you could lower your monthly payment, leaving more money in your budget for other needs.

Change the Term of Your Loan

If your current mortgage is a 30-year loan, you can change your loan term with the goal of paying off your home more quickly.

Choose the Option That Fits

U.S. Bank offers FHA Streamline Refinance and VA Streamline Refinance in addition to conventional Streamline Refinance loans.

Ready to get started? Our mortgage loan originators can answer all of your home refinance questions and help find the refinance home mortgage that's right for you.

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Find out in minutes how much you may be able to refinance.

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