In 2011, enhancements were made to the Home Affordability Refinance Program (HARP) to help homeowners refinance their current mortgage even if the value of the home has declined. Some of these changes, which are effective through December 31, 2018, include:
If you have a Freddie Mac or a Fannie Mae loan:
Learn more about the Home Affordability Refinance Program (HARP) and how it can help eligible borrowers take advantage of low interest rates and other refinancing benefits.
If you are not eligible or do not qualify for a refinance under the HARP program, U.S. Bank may have other options to help you with your mortgage loan.
We are committed to trying to help our borrowers under the Making Home Affordable Program. While not all borrowers are eligible and may not qualify under the program, we urge you to contact us if you are unable to make or are having difficulty making your loan payment.
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