Refinancing A Home
Ready for a mortgage refinance? We’re ready to help.
By selecting "Continue," you will leave U.S. Bank and enter a third party website. U.S. Bank is not responsible for the content of, or products and services provided by this third party website, nor does it guarantee the system availability or accuracy of information contained in the site. This website is not controlled by U.S. Bank. Please note that the third party site may have privacy and information security policies that differ from those of U.S. Bank.
End of pop up window. Press escape to close or press tab to navigate to available options.
Select up to 5 products to compare.
Select up to 4 products to compare.
Select up to 2 products to compare.
Whether you want to lower your monthly payment, shorten your term or cash out equity, start by finding out how much you may qualify for.
Start the refinance process in the U.S. Bank Loan PortalSM. After you sign up, you can easily upload required documents and submit your application all in one secure spot.
Reach your financial goals by refinancing your existing mortgage to get the best interest rate for your needs.
Looking for a lower rate or a shorter term? U.S. Bank offers competitive rates and a variety of options, including refinancing for FHA and VA loans.
Want to tap into your home's equity? If you're looking for a new mortgage plus extra cash, a cash-out refinance could get you funds at closing.
Already have a mortgage with U.S. Bank? You may qualify for faster loan approval and lower rates with a Streamline Refinance.
You can also call 855.815.8894 or request a call.
Looking to fund a one-time expense? A Smart Refinance may save you time and money, with competitive fixed rates and a no-cost-closing option.
You can also call 866.829.2347.
Refinancing your mortgage could save you money – if the time is right. Make sure you know when to refinance and how timing should factor into your decision.
Want to get cash out of your home? Two alternatives to cash-out refinancing – the home equity line of credit and home equity loan – may also meet your needs.
Sharing your property’s zip code will let us provide you with more accurate information.
U.S. Bank currently does not offer home equity products in your location. However, if you are interested in other financing options, please call us at 866-445-4681.
This offer isn’t valid in your location, so let’s find out what is. Visit the Home Equity Line of Credit page or call 866.445.4681 to learn more.
Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rate and program terms are subject to change without notice. Mortgage, Home Equity and Credit products are offered through U.S. Bank National Association. Deposit products are offered through U.S. Bank National Association. Member FDIC. Equal Housing Lender
year U.S. Bank