Work with a lender that cares about your clients as much as you do.

Our experienced mortgage loan officers know the communities and markets they serve. And they’re ready to guide your clients to programs or loans for any unique situation. With over 14,000 reviews on Zillow that average 4.98 stars, working with us just makes sense.

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Take advantage of co-marketing tools to help boost your business.

Enjoy access to professionally designed and MLS-integrated co-marketing tools that use an innovative third-party platform.

Print marketing

Showcase your listings across a series of shared-cost flyers, which include an MLS-integrated open house rate flyer and neighborhood report infographics to highlight community benefits.

Lead capture apps

Leverage the automated open house lead capture app to obtain, organize and capitalize on new leads and connections.

Co-branded property websites

Attract and engage homebuyers and customers with a customizable, co-branded property website.

Looking for a demo? Find a mortgage loan officer near you.

We use technology that streamlines the mortgage process.

Your clients can:

  • Start a mortgage application online or in the U.S. Bank Mobile App.
  • Verify income, assets and other data instantly through trusted sources.
  • Engage with a local mortgage loan officer to guide them through the process.
  • Access real-time status updates and communicate with their support team to ensure a smooth closing that happens on time.
  • Choose to receive and sign documents electronically with eClose.

We offer a full suite of home lending loan options.

Whether your client is a first-time homebuyer, an investor, or in a market for a luxury property or a second home, we offer a broad range of mortgage products to meet their unique needs.

  • American Dream loans offered in many states up to 97% LTV
  • First-time home buyer programs
  • Lender-paid private mortgage insurance (LPMI) – U.S. Bank pays mortgage insurance
  • FHA – government backed loans
  • VA – loans for active military, veterans and their spouses

  • USDA/rural
  • HFA/bond loans
  • Down payment assistance in many states
  • Financing non-occupant co-borrowers
  • U.S. Bank Builder Lock Program – extended rate locks up to 360 days (a fee applies)

  • LPMI – U.S. Bank pays mortgage insurance
  • Financing available for a wide price range of homes
  • Portfolio loans for your client’s unique situation

U.S. Bank stands apart.

As the fifth largest commercial bank and sixth largest mortgage lender in the United States, we’re committed to serving our millions of customers and partners. And we continue to be recognized for our ethical and inclusive culture, digital capabilities and more. Notable recent honors include:

See more notable accolades

We have opportunities for your clients to save on their mortgage.

Your clients could take 0.25% of their new first mortgage loan amount and deduct it from their closing costs, up to a maximum of $1,000.6 They may be eligible for this customer credit with a U.S. Bank Smartly™ Checking account, an existing Gold or Platinum Checking Package or an existing U.S. Bank first mortgage.7

We’re ready to work with you and your clients.

Our experienced mortgage loan officers are either in your neighborhood or just a phone call away.

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Disclosures

Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rate and program terms are subject to change without notice. Mortgage, home equity and credit products are offered by U.S. Bank National Association. Deposit products are offered by U.S. Bank National Association. Member FDIC.

This is not a Consumer Credit Advertisement and is intended for real estate agent use only. This information is provided to assist real estate agents and is not a consumer credit advertisement as defined by Regulation Z.

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  1. Gerstner, L 2020, ‘Financial Service Firms That Treat You Like a Star’, Kiplinger’s Personal Finance, pp. 65-71.

  2. Digital financial services benchmarking firm Keynova Group ranked U.S. Bank #1 for mobile apps in its Q1 2023 Mobile Banker Scorecard.

  3. U.S. Bank named one of the “World’s Most Ethical Companies®” Ethisphere Institute, February 2023 (also 2022, 2021, 2020, 2019, 2018, 2017, 2016 and 2015); for more information about the ‘World’s Most Ethical Company’ designation and scoring methodology, please visit www.worldsmostethicalcompanies.com.

  4. Industry executives, directors, and analysts from 680 companies, including 12 superregional banks, with a minimum of $10 billion in annual revenue were surveyed by Korn Ferry in collaboration with Fortune Magazine. Survey responders rated their industry peers who paid a fee to be considered on nine criteria: management quality, people management, use of corporate assets, financial soundness, investment value, social responsibility, innovation, quality of products/services, and global competitiveness. Rankings were determined by an aggregate of how peers ranked the company in each of the key attribute categories. Companies that scored in the top half of their industry were recognized. Get more detail about the selection methodology.

  5. On DiversityInc’s Top 50 Companies for Diversity list, U.S. Bank ranks No. 11 on the overall Top 50 list (up from No. 17 last year) and is the No. 1 ranked bank on the list. The company also placed on more than a dozen specialty lists, including Top Companies for Philanthropy, Top Companies for LGBTQ and Top Companies for Supplier Diversity.

  6. To calculate the U.S. Bank Customer Credit, take 0.25% of your new first mortgage loan amount and deduct it from the closing costs. For purchase or refinance transactions, the maximum credit is $1,000. Certain mortgages may not be eligible for stated credits. Offer may not be combined with any other mortgage offers and can only be applied once per property within a 12-month period.

  7. Customers may be eligible for this credit with an existing U.S. Bank first mortgage, a U.S. Bank Smartly Checking account or an existing Gold or Platinum Checking Package. A minimum of $25 is required to open a U.S. Bank Smartly Checking account. For a comprehensive list of account pricing, terms and policies see the Consumer Pricing Information disclosure and the Your Deposit Account Agreement. These documents can be obtained by contacting a U.S. Bank branch or calling 800-872-2657.

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