Adjustable rate mortgage calculator

Use our free ARM mortgage calculator to estimate how much your monthly mortgage payments will be with an adjustable interest rate mortgage.

To calculate your estimated monthly payments on an adjustable-rate mortgage, enter the home cost in our adjustable-rate mortgage calculator.

How much will your home cost?

Minimum home value amount is {{minHomeCost}}

Options for a loan with a down payment of (20%)

As of . Note: This calculator assumes a 20% down payment for adjustable-rate loans. After your introductory rate term expires, your payment and rate may increase.

The rates displayed are only applicable in certain ZIP codes. For loan amounts above $484,350, try a jumbo loan.

The amount you have entered is not recommended/available for an ARM loan. Try a jumbo loan.

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Options for a loan with a down payment of (20%)

As of . Note: This calculator assumes a 20% down payment for conforming fixed-rate loans.

The rates displayed are only applicable in certain ZIP codes. For loan amounts above $484,350, try a jumbo loan.

The amount you have entered is not recommended/available for a conventional fixed-rate home loan. Try a jumbo loan.

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Options for a loan with a down payment of (3.5%)

As of . Note: This calculator assumes a 3.5% down payment for conforming FHA mortgages.

The rates displayed are only applicable in certain ZIP codes. For loan amounts above $484,350, try a jumbo loan.

The amount you have entered is not recommended/available for a FHA loan. Try a jumbo loan.

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Options for a loan with a down payment of (0%)

As of . Note: This calculator assumes a 0% down payment for conforming VA mortgages.

The rates displayed are only applicable in certain ZIP codes. For loan amounts above $484,350, try a jumbo loan.

The amount you have entered is not recommended/available for a VA loan. Try a jumbo loan.

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Options for a loan with a down payment of (20%)

As of . Note: This calculator assumes a 20% down payment for conforming jumbo mortgages.

The rates displayed are only applicable in certain ZIP codes. For loan amounts above $424,100, try a jumbo loan.

The amount you have entered is not recommended/available for a jumbo home loan. Try another type of loan or a line of credit.

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30-year fixed jumbo

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Estimated monthly payment and APR example: A $225,000 loan amount with a 30-year term at an interest rate of 4.5% with a down-payment of 20% would result in an initial estimated monthly payment of $1,140.05 with an Annual Percentage Rate (APR) of 4.574%.1

 

More about the adjustable-rate mortgage calculator

What are the adjustable mortgage rates today?

See current adjustable-rate mortgages for a variety of terms, and learn more about rate assumptions and annual percentage rates (APRs).

See today's adjustable mortgage rates

Use this ARM mortgage calculator to get an estimate

An adjustable-rate mortgage (ARM) is a short term mortgage option that offers a lower initial interest rate and monthly payment. After your introductory rate term expires, your estimated payment and rate may increase.

This fixed-rate mortgage calculator provides customized information based on the information you provide, but it assumes a few things about you - for example, you have what is considered very good credit (a FICO credit score of 740+) and you're buying a single-family home as your primary residence. This fixed-rate mortgage calculator also makes some assumptions about typical down payment amounts, settlement costs, lender's fees, mortgage insurance, and other costs.

Contact a mortgage loan officer today to get a more accurate mortgage rate quote

Let us help answer all of your home finance questions and help you find the mortgage that's right for you – with monthly payments you can afford. You can also see if you prequalify online, so you'll have a better idea of how much you could afford.

 

Check out today’s mortgage rates.

Interest rates vary depending on the type of mortgage you choose. See the differences and how they can impact your monthly payment.

Compare mortgage rates

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An experienced mortgage loan officer is just a phone call or email away, with answers for just about any home-buying question.

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What’s the difference between prequalification and pre-approval?

Determine which is right for you

What is mortgage APR?

Learn about Annual Percentage Rate