Mortgage Affordability Calculator

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Find out how much you may be able to spend on your next home.


How much house can you afford?

What could my mortgage payment and APR be?

This home affordability calculator provides a simple answer to the question, "How much house can I afford?" But like any estimate, it's based on some rounded numbers and rules of thumb.

For example, this mortgage affordability calculator assumes that your monthly mortgage payment should be no more than 28% of your monthly income, to leave enough money for other expenses and investments you'll want to make.

More About Home Affordability

For a complete picture, talk to a mortgage loan originator.

Our mortgage loan originators can help you understand the important factors behind home affordability, as well as learn about the different types of mortgage loans. You can also prequalify - which means you'll have a better idea of how much you can afford.

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Equal Housing Lender

Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rate and program terms are subject to change without notice.