Let's build it together

Talk to us about flexible financing options for your future home.

Building a New Home

Many people dream about building a new home to their exact specifications. If you've been thinking about building a new home, it could be one of the most exciting and rewarding projects you'll ever undertake. If you're currently a homeowner, an alternative to a construction loan is to use the equity in your home to finance building a house. We offer a number of construction loans designed to help you finance the building of your new home. For information on construction loans, including the benefits of closing before construction begins, talk with a mortgage loan originator.

Find a Builder

Once you settle on using your home equity or getting a home construction loan to build a new home, there are several ways to find a quality home builder in your area:

  • Contact your local chapter of the National Association of Home Builders.
  • Get referrals from friends, family and from real estate agents who specialize in new home construction.

Check Credentials Before Hiring

Hiring a builder is like hiring any other type of professional - you may want to work with someone who is highly qualified. Consider the following when interviewing builders for your project:

  • Proven experience in building the type of residence you want.
  • Meets state licensure and insurance requirements.
  • A solid reputation in the community, including a good rating with the Better Business Bureau and excellent references from past clients, suppliers and local banks.
  • Recipient of industry awards and involvement in professional associations.
  • A permanent business address.
  • Contact the state or county to verify there is no history of legal proceedings against the company and that no legal proceedings are pending.

Find out how much you may be able to spend on your next home.

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