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You can apply for a loan or line up to .

You may be able to reduce your overall borrowing costs by refinancing your first mortgage. Learn More

You can apply for a loan or line up to .

The maximum loan amount may be less and depends upon your credit score and loan-to-value.

You may be able to reduce your overall borrowing costs by refinancing your first mortgage. Learn More

Smart Refinance
(fixed payment option)
Payment TypeAPREstimated Monthly Payment
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Unlock the Power of Your Home

U.S. Bank offers a variety of home equity options to fit your needs; with competitive rates, convenient access to your accounts, and proven stability backed by industry-leading financial metrics.

Home equity loans and lines of credit can be a smart way to use the equity you have built up in your home to pay for home improvement, debt consolidation, refinance of a home mortgage, or vehicle purchase.

Use this calculator to compare rates and payments across a variety of home equity options.

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