A U.S. Bank Home Equity Installment Loan is a great way to consolidate debt or pay for major expenses. Home equity loans give you the security of fixed-rate payments on principal and interest for the life of the loan, a steady repayment schedule, and potential tax advantages.Apply Now | View Rates
Our competitive home equity loan rates make it convenient to borrow what you need now and pay it back over time. Take as long as 30 years to pay back your home equity loan.
Funds are disbursed in one lump sum and can be accessed from your account through usbank.com. The money is available on the fourth business day after you sign your loan documents for loans secured by a primary residence.
No surprises – your monthly payment amount stays constant for the life of the loan, and the interest you pay on your home equity loan may be tax-deductible. (Consult your tax advisor to learn more.)
There are no required application fees or closing costs for a Home Equity Loan, and the origination fee is optional.
More Ways to Borrow: A Home Equity Installment Loan is a popular way for homeowners to finance major expenses and ongoing needs, but there are other home equity options to consider.
More questions? Check out our Home Equity FAQs, or give us a call at 866-829-2347.
Ready to get started? You can apply for a Home Equity Installment Loan online or on the phone.
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