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Thank you for choosing U.S. Bank

We appreciate your interest. A U.S. Bank Home Equity Expert will call you shortly.

We look forward to working with you. If you have questions of any kind, or are interested in more information about U.S. Bank products, please visit us at usbank.com or call 800-784-9777.

Start Your Home Equity Loan Process

Make your dreams come true with U.S. Bank:

  • Enjoy great low Home Equity Rates.
  • Save money - you pay NO closing costs.
  • Take advantage of available tax benefits.

Take this easy step to enjoying all the advantages of a U.S. Bank loan. Fill out this short form and a Home Equity Expert will contact you shortly. Based on your ZIP code, our online application is not currently available. Please complete this form and a Home Equity expert will contact you shortly.

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Personal Information

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Equal Housing Lender Equal Housing Lender

Home Equity Installment Loans – General Disclosure
A Consumer U.S. Bank Package and automatic payments are required to receive the lowest rate, but not required for loan approval.  The Consumer Pricing Information brochure lists terms and conditions that apply to Consumer U.S. Bank Checking Packages and can be obtained by calling 800.872.2657.  No closing cost option: a) is available for customers with a debt to income ratio of 43% or less; b) customer pays no closing costs, except escrow related funding costs; c) an early closure fee of 1% of the original loan amount, maximum $500, will apply if the loan is paid off  and closed within the first three years; d) customers can choose to remove the early closure fee by paying an origination fee of 1% of the loan amount, maximum $500. Customers with a debt to income ratio above 43% do not have an early closure fee.


Home Equity Line of Credit – General Disclosure
A Consumer U.S. Bank Checking Package is required to receive the lowest rate, but is not required for loan approval.  The Consumer Pricing Information brochure lists terms and conditions that apply to Consumer U.S. Bank Checking Packages and can be obtained by calling 800.872.2657.  Choosing an interest only repayment may cause your monthly payment to increase, possibly substantially, once your credit line transitions into the repayment period. Repayment options may vary based on credit qualifications.  Interest only repayment may be unavailable. Customer pays no closing costs, except escrow related funding costs. An annual fee of up to $90 may apply after the first year. This fee will be waived annually for borrowers with a Consumer Platinum Checking Package. Other restrictions may apply.

 

Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rates and program terms are subject to change without notice. Property insurance is required.


U.S. Bank and its representatives do not provide tax or legal advice. Your tax and financial situation is unique. You should consult your tax and/or legal advisor for advice and information concerning your particular situation.


Mortgage and home equity products are offered by U.S. Bank National Association. Deposit products are offered by U.S. Bank National Association. Member FDIC.

Contact Us

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7:00 a.m. – 10:00

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Saturday

9:00 a.m. – 5:00

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