Bang for your buck: Home improvement investments

Considering a home improvement project, but not sure it is "worth" the time and money? We have the hard numbers for what you can expect for a return on investment for common household upgrades.

Tags: Credit, Home, Home equity, Home improvement, Loans
Published: February 05, 2020

There are many home improvement plans and projects that homeowners often consider to update their current home – some may be done DIY, others call for a professional. This chart can help you get the most from your home improvement investment. Ready for your next project? Find out more about your financing options.


Bang for your buck - infographic
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Thanks to the data on this chart, we can see how much the following nine home improvement investment projects can expect to recoup.

1. Roof upgrade

Having a roof over your head is one thing, but having a reliable one is another. A homeowner who makes an upgrade for energy efficiency, structural integrity or both can expect on average a recoup of 67.6 percent on such an important project.

2. Window replacement

Replacing your windows will recoup 78.7 percent for vinyl and 79.3 percent for wood. It is also a great way to stay cooler in the summertime and warmer in winter. Think what that will do to your heating and electricity bill!

3. Vinyl siding replacement

If your home has vinyl siding, a replacement yields an average recoup of 78.2 percent. You can also replace the material with vinyl siding that is more energy efficient, which can help with the utility bill as well.

4. Entry door replacement

Enhance your home’s all-important first impression. Giving your door a facelift and reinforcing your entryway is a quick and effective project that will recoup 96.6 percent on average, the best cost recovery on the list!

5. Attic bedroom

If you have the space, have you ever considered converting the attic into an additional bedroom? You can add a cozy guest room to your house and recoup on average 84.3 percent of the home improvement costs.

6. Bathroom remodel

A beautifully remodeled bathroom is a wonderful way to improve the aesthetics of your interior. Bathrooms may be a small part of the home, but upgrading an outdated look makes a huge difference – even if it’s just upgrading the knobs on the cabinets! If a homeowner wants to move forward with this project, he or she can expect to recoup 72.5 percent on average.

7. Deck addition

Building a deck will add to the utility of your backyard and increase valuable social time with your friends and family. With an average recoup of 87.4 percent, it’s also one of the most solid upgrades from a financial standpoint.

8. Kitchen remodel

A remodeled kitchen is one of the biggest features that a buyer is attracted to when shopping for a new home. With an average recoupment of 72.4 percent, the sellers can increase the marketability of their home and recoup most of the cost as well.

9. Basement remodel

An area of the home that is often overlooked for remodeling is the basement. Storage doesn’t need to be the only purpose of your basement, and it can effectively co-exist with useful living space. Turning a basement into a fun, functional recreational room will have an average recoup of 77.6 percent.

Now that we’ve helped answer your questions about recouping home improvements and the costs of specific projects, let us help you consider the financing aspect. No matter which home improvement project you may decide to undertake, they all require funding.

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Mortgage and Home Equity products are offered by U.S. Bank National Association. Loan products are offered by U.S. Bank National Association and subject to normal credit approval.