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People walking in a Square
3 young adults cleaning a park
Financial Highlights

NET INCOME ATTRIBUTABLE
TO U.S. BANCORP

$
5,851
m

DILUTED EARNINGS
PER COMMON SHARE

$
3.08

DIVIDENDS DECLARED
PER COMMON SHARE

$.
965

RETURN ON
AVERAGE ASSETS

1.54
%

RETURN ON AVERAGE
COMMON EQUITY

14.7
%

DIVIDEND PAYOUT RATIO

31.1
%

NET INTEREST MARGIN (TEB*)

3.23
%

EFFICIENCY RATIO (a)

53.2
%

COMMON EQUITY
TIER 1 CAPITAL (b)

9.7
%

AVERAGE ASSETS

$
380,004
m

AVERAGE U.S. BANCORP
SHAREHOLDERS’ EQUITY

$
42,837
m

TOTAL RISK-BASED CAPITAL (b)

13.6
%
  • Taxable equivalent basis.
  • Computed as noninterest expense divided by the sum of net interest income on a taxable-equivalent basis and noninterest income excluding net securities gains (losses).
  • December 31, 2014, calculated under the Basel III transitional standardized approach; all other periods calculated under Basel I.

$
3.08
diluted earnings
per common share

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