Financial Highlights

Net Income Attributable to U.S. Bancorp

Diluted Earnings per Common Share

Dividends Declared per Common Share

Return on Average Assets

Return on Average Common Equity

Dividend Payout Ratio

Net Interest Margin (TEB*)

Efficiency Ratio (a)

Common Equity Tier 1 Capital (b)

Average Assets

Average U.S. Bancorp Shareholders' Equity

Total Risk-Based Capital (b)

* Taxable-equivalent basis.

(a)Computed as noninterest expense divided by the sum of net interest income on a taxable-equivalent basis and noninterest income excluding net securities gains (losses).

(b)December 31, 2015 and 2014, calculated under the Basel III transitional standardized approach; all other periods calculated under Basel I.

(c)See Non-GAAP Financial Measures beginning on page 73 of our 2015 Annual Report.

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in total assets at Dec 31, 2015