(SPEECH)New technologies, payment channels, and networks are changing the way money moves. Managing all aspects of your business, including electronic payment collections, means maximizing every dollar, every resource, and delivering solutions that meet changing consumer needs. So you can deliver the best customer experience. (DESCRIPTION)Graphics (SPEECH)U.S. Bank is here to help with our customizable Cloud based billing and payment solution, eBill Service. With eBill, you can manage essential bill payment collection functions, including enabling consumers to pay bills conveniently, whether it's by computer, by text, or through an optimized mobile experience, servicing consumers by scheduling payments, sending invoices, and answering general billing questions, consolidating payment collections, settlement, and remittance information from multiple channels, running customizable, robust reports for payments, settlements, and more. Let customers access and pay bills the way they want using the payment methods they prefer. What matters most is exceeding your customers expectations, while improving your billing processes. Partner with U.S. Bank for electronic billing and payment collection solutions. (DESCRIPTION)U.S. Bank eBill